Is it possible to re-register the CTP. How to reissue a CTP for a new owner: detailed step-by-step instructions. Required documents for obtaining

The purchase and sale of cars is one of the most common transactions at the present time.

In the process of its implementation, the buyer and the seller must agree among themselves on a large number of various aspects in order to conclude a competent and mutually beneficial sales contract.

The document contains such important information as inspection of the vehicle and data on the insurance issued.

One of the most common questions asked by most drivers is whether it is necessary to change insurance when reissuing a car.

First of all, you need to answer the question of what is meant by an insurance policy for a vehicle. This insurance is compulsory for all drivers without exception; driving without it is illegal.

The document insures the civil liability of the owner of the car, and it is issued not for the car, but strictly for the person who drives it.

If other family members or employees of the same company are allowed to drive a car, everyone who will drive the vehicle must be included in the insurance policy.

In some cases, it is allowed to draw up an insurance contract without any restrictions, that is, every driver can drive a car.

If the previous owner of the car made a policy for a year, then when selling the vehicle, you will need to visit the insurer's office and make all the required changes.

The buyer must also issue a new insurance policy or to reissue it, since the basic information data has been changed.

Based on all of the above, we can conclude that the re-registration of OSAGO for another car when purchasing and selling a car is mandatory for both the seller and the buyer.

Moreover, the rules of modern car insurance clearly state that the car owner must notify the insurer of all changes to the contract.

The main algorithm of actions in the process of changing the owner is described in the law regarding car insurance.

The process of the official alienation of a vehicle by the owner is carried out through a formal sales contract or a general power of attorney.

The options for reissuing a formal insurance contract can be very different, it all depends on how the acquisition process is carried out.

So, the answer to the question whether it is necessary to redo the insurance when the car is reissued to yourself is positive.

The renewal process can be carried out by the following methods:

The former owner enters the new car owner into the policy and gives him his insurance contract.
The old car owner completely terminates the previously concluded agreement with the insurance company, and then receives the compensation due to him for the period of non-use of the policy.
One of the car owners is able to renew the policy for another car.

Each owner may have different nuances... Quite often, a person sells a car and immediately buys a new one. He has insurance at his disposal, so you can use it by entering only some of the changed data.

Exactly the same situation can be with a person who buys a car, that is, he has an official car insurance and all that remains is to register all the necessary data in a single all-Russian RSA database.

In any case, each situation is carefully discussed, all issues are resolved on an individual basis.

Many drivers are wondering, after re-registering a car, how long can you drive without insurance... It is worth noting here that it is strictly forbidden to move without insurance.

For violation this rule the driver will be fined. It is also important that the driver's personality matches the names entered in the document.

If in the process of car registration a general power of attorney was issued, and the previous owner of the car agrees that the new owner drove under his contract, you will need to contact insurance agents and fix such a decision.

Based on this, you can get an answer whether the insurance is retained when the car is reissued... Yes, it is saved, simply with modified driver data.

When carrying out this process, it is advisable to conclude an additional agreement that the new owner, if necessary, can fully compensate the cost of the time of unused insurance.

This official agreement will be the most logical and reasonable decision in a situation if the owner is not going to buy a car and, accordingly, to deal with the registration of a new policy.

Compensation for unused days of insurance is calculated very simply. For this purpose, the amount of the cash contribution is divided by the total insurance time, that is, 365 days, and then multiplied by the total number of unused days.

This method of re-issuing an insurance policy is possible only in a situation if the region of the registration being made was the same. The total cost of OSAGO in each region may be different and this must be taken into account.

To legally transfer insurance rights, it is absolutely not necessary to register an additional agreement with a notary.

If a regular sales contract was concluded, it will be possible to draw up a clause regarding the transfer of rights in the document, and then it will be possible to act according to the usual scheme.

If the buyer does not want to pay material compensation, the former owner of the car can save funds for the insurance contract by terminating the previously concluded contract.

Based on modern insurance legislation, the company that has entered into a formal contract, upon termination, must pay the client compensation for the unused time of the previously issued insurance.

To terminate the document, you will need to provide the organization with a purchase and sale agreement on the day of insurance and fixing this circumstance.

The insurance company takes away 20% of the penalty. It is for this reason that for those who plan to get behind the wheel of another car, it will be much more profitable to draw up a completely new contract or start re-registering an old one.

There are some peculiarities in this situation... To carry out such a procedure, a person needs to actually own two vehicles at the same time, while insurance must be issued in one company.

All this is accompanied by certain difficulties.... You need to be especially careful if transactions are carried out between people who are strangers to each other. There is a high probability of fraud.

For a person who buys a car, the "auto-civil" of the former owner will not be legal.

The reason is that the owner of the vehicle is changing, and also in the process of reissuing the registration certificate of a car, its number changes.

If all this data changes, as well as the main registration number, all these data are immediately reflected in the insurance policy.

According to the law, only the former insured has the right to make informational changes to the insurance of "autocitizens".

As soon as the vehicle is sold, the new owner has no rights and legal basis to ask a stranger about this factor.

The previous owner will need to terminate the insurance contract completely, and the new one will have to conclude a new contract.

In this case, the remainder money under the policy, the previous car owner takes it only if the new owner does not have a general power of attorney to carry out certain legally significant actions.

If the question arises whether insurance is needed to reissue a car, there should be no doubt. Without this document, it is impossible to re-register a car in 2020.

Not all drivers know what to do, how to properly reissue the insurance contract. To carry out this process, you will need to prepare a package of documents and allocate time for a personal visit to the insurance company.

Some difficulties may arise in the process of choosing an insurance company. Here, it is advisable to rely on the reviews of reputable acquaintances. To the selected insurance company you must bring exactly the same documents as when you first visited the company.

Here are all the required documents:

With this package of documents, you need to contact the insurance company, sign the contract and pay the insurance contract.

After the registration process, the driver will be given the following documents - the original of the insurance policy, the rules of the car insurance, a memo on actions in case of a possible accident, two copies of the European protocol, a receipt confirming the payment of the policy.

Conclusion

The process of re-issuing a policy is not complicated, but it can be accompanied by certain bureaucratic delays. Also, during the registration process, you may encounter complete reluctance insurance agent perform their functions in case of refusal from various additional services.

If such a situation arises, you should try to look for another company or apply the usual mechanisms of legal action.

In all cases and situations, you can find a compromise solution not only with the insurance agent, but also with the car owner. You also need to drive the car very carefully so that you do not have to use the insured event.

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2 comments

For a person who buys a car, the former owner's "auto civil liability" will not be legal. The reason is that the owner of the vehicle is changing, and also in the process of reissuing the registration certificate of a car, its number changes.

And what is the body number that also changes ??? The car is insured, what the fuck is the difference by whom.? Auto INSURED money paid.

Interestingly, in your article the girls are dancing. The owner changes ... The insured may remain the same, the person allowed to drive changes, saw the insurance, where the owner and the driver are the husband, and the insured is the wife ... Yes, if the insurance is "open", then in principle nothing changes at all. The previous owner becomes the insured, but there is a "but" here, in the event of an accident, it is he who receives sum insured... That is, you have written nonsense that confuses those who do not know. And, as I see, you have not reissued the vehicle for a long time. When registering for a new owner, the license plate changes ONLY if it does not meet the standards (bent, badly scratched, chipped, etc.)
So remove all this nonsense and write competently and in detail in which cases it makes sense to change the policy, and in which not ...

Many car owners often ask themselves the question, is it possible to reissue the current policy when selling a car to another car? Yes, indeed such a possibility exists, but there are many nuances to be aware of in this matter.

Most often, auto sellers terminate the current contractual relationship with the insurance organization and receive a refund for the unused period of the insurance from their insurance company.
The second option is that the owner of the car can reissue the motor third party liability policy to the buyer, in which case the buyer should make a refund for the period of time when you are not using the contract.

You can read more about the conditions and nuances of reissuing OSAGO to a new owner when selling a car in.

IMPORTANT! Neither the Rules nor the Law on MTPL does not contain information about the possibility of amending the information about the vehicle.

In the event that you sold your car and bought a new car instead, you will be obliged to go through the motor third party liability insurance procedure on a new one. The policy that was issued for the sold car, you can:

Put it on a shelf and do nothing with it, if less than a month is left before the expiration of this agreement, then there is no point in terminating such an agreement.
Terminate your SK deal and receive a compensation payment for the period during which you will not use this insurance product. Read about how to properly fill out an application for termination of an OSAGO contract.
Re-execute your contract of motor third party liability for the buyer of your car, and accordingly receive a refund for the unused period from it.

A civil liability policy for an old car will not be useful to you when operating a new car - in in this case such an agreement is invalid, because it contains information about an already sold vehicle. This issue is regulated by article 6, paragraph 9 of the "Law on MTPL", namely: if, in the event of an accident, the victim was injured by a car that is not listed in the motor vehicle liability policy, then the damage caused to the victim does not apply to the insured event.

If the damage was caused by a driver whose car is not included in the motor vehicle liability policy, then the driver of the vehicle will be obliged to pay compensation for the damage caused, not the IC.

It follows from this that it is impossible to reissue your existing motor third party liability policy to another vehicle. But not everything is as straightforward as it seems at first glance, and it is possible to re-execute the car insurance contract.

Under what condition is it permissible to transfer?

There is an option in which you can transfer the policy to another car.

Also, this option for re-issuing a civil liability agreement is suitable for those citizens who purchase a new vehicle immediately after selling a car. That is, not all vehicle owners can resort to this option, but only those citizens who, at the time of car sale, have another vehicle insured by the same insurance company.

This option for reissuing an insurance contract is extremely rare, since to complete such a procedure, a citizen must have at least two cars that were insured in the same insurance company.

How to do it?

Required documents

The procedure for re-issuing a motor vehicle liability policy is standard. To transfer insurance from one car to another, you will need to write an application at the IC office and provide the manager with the following list of documents:

The agreement confirming the fact of the sale and purchase of your vehicle.
Title in which the new owner is entered or a reference account.

You also need to have with you:

A document that confirms your identity.
PTS or STS for the second car.
Driver's licenses of all those citizens who are allowed to drive your vehicle.
Car insurance policy for the first and second car.
Diagnostic inspection card of the second car (if the car is more than 3 years old).

Procedure order

As mentioned earlier, in order to reissue the motor third party liability contract for a second car that is insured in the same insurance company and belongs to you, you need to visit the office of the insurance company and write a statement. A list of required documents is attached to the application.

IMPORTANT! With such a renewal of the motor third party liability contract, you will not be charged 23%, which is retained by the insurance company in the event of termination of the auto insurance contract.

Of these, the organization deducts 20% from you for its services in the conduct of this case, and the insurance company sends 3% to the PCA. In fact, when re-issuing a motorist's civil liability policy to another car, this is an option when the compensation part for the unused period of your contractual relationship with the insurance company is transferred to the payment of the current motor civil liability policy or to repayment of the renewal of the second contract.

That is, the unspent funds will be posted by the insurance company as future payments to the other vehicle.

Timing and costs

Re-issuance of the civil liability policy of motorists takes place on the day the client contacts the insurance organization. You will not need to make an additional payment for the renewal of the contractual relationship with the UK.

When performing legal procedures (buying, selling, donating), car owners often face the fact that when the owner changes, the insurance remains valid for some time. Since the purchase of this service is quite expensive, so as not to incur losses, they use several renewal methods:

The insurance is reissued to another car, while the former owner uses his current policy for the other vehicle until the end of the insurance period.
Fit in valid policy new owner, this method is used if the car is used by proxy.
The contract is terminated early, which makes it possible to receive compensation.

At the same time, one should not forget that if different persons act as the owner and the policyholder, then difficulties may arise with the distribution of rights and obligations for insurance. For example, the policyholder has the right to reissue the OSAGO without the presence of the owner, but the owner does not. If the policyholder does not change when the owner of the car changes, then the policyholder will bear responsibility for insured events for the most part.

Reference! Sometimes there are cases when, when reissuing, the policyholder is changed, but not the owner (with the consent of the insurers).

Insurance renewal - what is it?

This procedure is carried out in accordance with the Law on MTPL FZ No. 40, the Regulation of the Central Bank of the Russian Federation on MTPL No. 431-P and the Civil Code of the Russian Federation FZ No. 14, but, nevertheless, these documents are not strict legal standards for its regulation.

Since it is illegal to drive without a compulsory auto insurance policy, changes to the master data must be done by both the buyer and the seller... Insurance companies usually agree to reissue in order to avoid early termination of the contract, because in this case they will have to compensate for the unused funds.

Refusal is received only by drivers who caused an accident in the current insurance period; in such situations, the IC refer to clause 1 of article 955 of the Civil Code of the Russian Federation. This nuance concerns sellers, but future owners are also threatened with refusal if the ride was inaccurate, and it is required to make changes according to KN (violation rate). In such cases, it remains to conclude a new contract.

Article 955 of the Civil Code of the Russian Federation. Replacement of the insured person

In the event that, under the contract of insurance of the risk of liability for causing harm (), the liability of a person other than the policyholder is insured, the latter is entitled, unless otherwise provided by the contract, at any time before the occurrence insured event replace this person with another by notifying the insurer in writing.
Insured person named in the contract personal insurancecan be replaced by another person by the policyholder only with the consent of the insured person and the insurer.

Can you change the owner?

It is possible to reissue, provided that the owner of the auto insurance agreement agrees to the use of all his rights by the future owner of the car. Before contacting your insurance company, a legal agreement is concluded between the parties, it consists in compensation for the time period when the former owner of the car will not use the current policy.

The legality of this requirement is confirmed by Art. 960 of the Civil Code of the Russian Federation, which says that when the ownership of the vehicle is transferred to the person on whom all the obligations are assumed by the buyer. Using this method of registration, it is necessary to inform the UK about the change of the actual owner. If necessary, a claim for the return of lost funds is indicated in the sales contract.

Important! The exact cost of compensation is easy to calculate by dividing the total by the number of days of the insurance period and multiplying by the number of days used. The amount of the payment must be confirmed by a lawyer.

If the buyer refuses to use the current policy, he will not have to pay compensation, accordingly, the renewal procedure will not take place, and the parties will be forced to look for another method of insurance.

When it's possible?

The most common cases of a change in the owner of the policy are situations when members of the same family use the car. Then changes are made about the owner of the vehicle, but the policyholder remains the same. For example, if the insured is the son, the father is the owner, and during the divorce proceedings the vehicle was given to the mother, then when the owner changes, the insured will remain the same (in fact, he is the main owner).

Transactions between strangers include reissuance in order to return the funds invested in insurance... If we compare it with the early termination procedure for OSAGO, then in the second case, ICs return only a part of the amount for the unused time. All information about the insured and the owner is completely changed, especially if the policy was purchased recently.

The buyer compensates for the use time that the seller gave him. The new owner should remember that as a result of the recalculation of the IC, it may be necessary to pay a certain amount if its coefficients for OSAGO differ from those of the previous owner.

What do you need to have?

The insurance company will need the following documents:

Application for renewal of the agreement (a special form is issued in the UK, it is written on the spot).
Copy of the sales contract.
PTS (information on the transaction must be entered into it).
A valid insurance policy and a receipt left after its purchase (not all companies require it).
The buyer's passport, his driver's license, copies of the VU of the drivers he plans to include in the insurance.

Important! If the future owner of the vehicle is a legal entity, it is necessary to have constituent documents.

You can familiarize yourself with what documents are needed to issue a policy.

Detailed step-by-step instructions for the procedure

The procedure is as follows:

Discuss the terms of the transaction with the buyer, sign an agreement on the payment of compensation in advance.
Be sure to certify the contract with a notary.
Collect a package of documents.
Representatives of both sides need to be present in the UK.
A statement is drawn up on behalf of the policyholder with a request to enter a new person into the OSAGO policy.
This is followed by signing a contract and paying for insurance.
After registration, the new owner will receive the original policy, insurance rules, a memo on what to do in the event of an accident, two copies of the Europrotocol, and a payment receipt.

In rare cases, the insurer requires the provision of additional papers.

Features of the procedure when selling a car

If the re-registration occurs on the basis of a power of attorney transaction, the buyer acquires only the right to drive the vehicle. Therefore, in this situation, termination of the insurance contract is not available. It remains only to add new persons to the policy (this is done within 10 days after the power of attorney enters into force).

Full ownership of the vehicle is obtained upon concluding a purchase and sale agreement... Only the former insured has the right to make changes to the car insurance, and usually it is from the seller that this initiative comes (in his interests to receive compensation for the car insurance). The issue of monetary compensation for insurance concerns only the participants in the transaction; in such situations, insurance companies have nothing to do with payments.

Many simply add the amount of compensation to the cost of the car, without documenting this obligation, but it is safer to set aside a separate column for this purpose in the sales contract. There they indicate the period of the unused period for insurance and the exact amount. If, when selling a car, only the owner changes, and the insured remains the same, then the presence of the buyer in the UK is not necessary. It is enough for the seller to appear with a package of documents from both parties. As a result old policy destroyed, and the new owner will be given a new duplicate of the policy.

Take advantage of our online calculator for calculating OSAGO online - compare prices in different insurance companies. Save between RUB 1,498 and RUB 3,980 as the base rate may vary by 20%. No need to go to the office - you will receive an insurance policy to your e-mail

Timing and costs

Re-issuance of OSAGO insurance for a new owner or for another vehicle is carried out in one day. The countdown of the policy validity period for the new owner starts from the next day. There is no additional payment for making changes to the insurance contract. But some insurers represent the preparation and issuance of a duplicate policy as. Since the re-registration is not an initiative of the IC, and it is not obliged to meet for free, customers have to pay for the work (the price is about 600 rubles).

Changing the owner of the OSAGO policy is a simple and fairly quick process... Along the way, sometimes bureaucratic delays arise, or insurers do not want to do their job properly, explaining their refusal by the fact that they are not obliged to provide such additional services. The solution may be a change of company or the involvement of authorities. The main conditions remain the consent to the re-registration of both parties and the conclusion of a notarized agreement.

Any car owner who purchases a vehicle must issue an MTPL policy. This is a policy compulsory insurance civil liability of owners vehicle... As follows from the definition, this document is among the required. And to the fact that the driver participates in the movement without the appropriate documents for the car. On average, it is issued for a period of about a year.

But what should the driver do if he bought another car? Or sold yours to another person? Is it possible to reissue OSAGO for another car, and how can this be done? In our article we will tell you what you can do with the CTP policy after selling a car or buying another car.

Re-registration of insurance when buying and selling a car

During the sale or purchase of a car, paper questions often arise that are not always pleasant to solve. Recently, however, the process of re-registering a car or initial registration has become quite simple. Only if you have one, then the question immediately arises of how to get the money back for the remaining duration of the action and how best to deal with the policy.

Of course, you can return funds for the unused period of the insurance policy. There are several options. Below we will take a look at the most popular ones.

Renewal to the new owner of the car

When the rights to the insured property are transferred to another person, according to Art. 950 of the Civil Code of the Russian Federation, an agreement on the transfer and obligations under the insurance agreement can be drawn up. That is, an agreement is drawn up between the seller and the buyer, and the issue of compensation is resolved using a written agreement on compensation.

Moreover, it is advisable to notarize the compensation agreement, and then contact the insurance company. On the basis of the above documents, the insurer will execute the transfer of insurance obligations. At the same stage, you can check with the insurer the amount of compensation for the unused period of the OSAGO policy.

When calculating the cost of OSAGO When reissuing, this also plays a role, because the insurance company will recalculate. If the new car owner has a higher MBR (more emergency driving), then he may need to pay an additional amount directly to the insurance company.

Early termination of the insurance contract

This method is often resorted to for the reason that many motorists themselves want. Consequently, it will be much easier and more pleasant for them to issue a new CTP policy in the desired company. There is no need to worry about compensation, because you have the right to receive it in case of early termination if:

Car owner has changedby sale or donation;
The owner of the car has passed away;
The vehicle has been stolen;
A complete disposal of the machine was made;
Entity, for which the policy is issued , was eliminated.

By submitting a document confirming a good reason to your insurance company, you will receive compensation. It will be calculated according to the remaining unused period and the amount of insurance payments. Refunds must be made within two weeks. Do not forget that insurance companies deduct a percentage for the provision of services from the amount of compensation (on average, about 20%).

Renewal of insurance for another car

Exactly it is almost impossible to reissue a valid insurance contract for a new car. The fact is that the OSAGO policy is closely related to the technical characteristics of the car, from the power of the transport to the sending of information to the PCA about VIN codes. The overwhelming majority of insurance companies refuse to completely redo the current insurance policy, because it is almost impossible and much easier to issue a new one.

What to do when selling under a general power of attorney

This way of selling a car is not popular. In fact, the car will still be registered with the seller, and transport tax will be credited to him. Not all buyers are ready to put up with such a fact, because the car will still be the property of the previous owner.

However, such sales are still taking place. Most often they are directly related to the certified agreements of the parties. Since the car itself remains in the ownership of the previous owner, it is not required to re-register it. The new owner must be included in the list of people who are allowed to drive.

The transfer of the performance of obligations under the insurance contract does not take place here, because you continue to own the vehicle. However, the entry of a new driver who is entitled to use the car is paid service... After contacting the insurance company, they will already be able to tell you what kind of additional payment will be for such an operation.

Selling a new car is now not uncommon, but at the same time, vehicle owners often have questions related to auto insurance. This material describes how to reissue OSAGO for a new owner, and also highlights all other related points.

In what cases is insurance renewed for another driver?

To answer the question whether it is necessary to change the insurance when changing the owner, first of all, it is necessary to take into account that the registration of auto insurance is a prerequisite for any driver, in accordance with the requirements of clause 1 of article 4 of the Federal Law No. 40.

Thus, it is insured civil responsibility the owner of the vehicle, that is, the registration is made not for the car, but specifically for the person driving it.

If it is assumed that not only the owner, but also other citizens may be driving the car, then they are in mandatory must be entered in the OSAGO, or an unlimited policy can be purchased. In this case, any person with a driver's license can be allowed to drive.

When selling a car, if its previous owner was issued a CTPL for a year, he must go to the representative office of the insurance company to mark the change of owner in the CTPL.

In this situation, the buyer is required to purchase a new policy or reissue the old one, due to the change in the owner of the vehicle.

Insurance policy renewal methods

The transfer of ownership of the car can take place through a document of purchase and sale, or by a general power of attorney. This is also associated with differences in the methods of renewing the policy. They can be as follows:

the previous owner includes the buyer in auto insurance and gives him this document;
the seller terminates the contract with the insurance company, and compensation for the unused period is returned to him;
the current policy is reissued for another citizen or car.

Thus, the answer to the question: "Is it possible to ride on the insurance of the old owner?" This is allowed if the policy has been transferred to a new owner who is included in this car insurance.

A situation often arises when the seller of the car plans the subsequent purchase of a new car, so it makes no sense for him to terminate the existing insurance, but only needs to change it.

It is the same with the buyer: if there is a car insurance, it is only required to enter the changed information into the unified register of PCA.

The procedure for registration should take into account all the nuances available and be adopted by mutual agreement of the parties.

When issuing a general power of attorney and the seller's consent to use by the buyer valid insurance, the new driver just might be inscribed in it. This requires a visit to the insurance company. In this situation, one should not forget about the need to conclude an additional agreement on compensation from the new owner for the unused period of insurance.

the cost of one day is determined by dividing the annual amount by the number of days in a year;
the received is multiplied by the number of days remaining.

It is worth considering that this option is possible only if the region of registration of the car does not change, because there may be differences in the cost of OSAGO.

Important! Reissuance by including another driver in the car insurance with the return of compensation from him for the unused time of the insurance contract is possible only when selling a car within the same region.

As for the termination of car insurance. If the new owner refuses to pay the compensation, it can be reimbursed by the insurance company after the auto insurance contract is terminated. In accordance with paragraph 4 of Art. 10 ФЗ №40, the insurer is obliged.

In this case, it is required to submit to the SK a contract for the sale of a car by the end of the day of its conclusion to record this event.

But it should be borne in mind that the insurer in such a situation will withhold a twenty percent penalty. In this regard, if you plan to continue driving a different car, drawing up a new contract or reissuing an old one is much preferable from an economic point of view.

Attention! When refunding compensation for unused time of car insurance insurance organization can withhold a twenty percent penalty.

Documents required for renewal of OSAGO

To change the car insurance, the new owner will need to visit the insurer's office. This insurance can be renewed without the previous owner of the car. You will need the presence of documents that are needed in the case of the initial registration of the policy:

statements of the established form;
passport or other identity document;
for legal entity - registration documents of the organization;
vehicle registration certificates, technical passport cars;
a document confirming the passage of a technical inspection;
driver's license of the owner and citizens admitted to driving by the new owner;
of the previous policy, if the OSAGO of the previous owner is reissued - it must also be presented.

With the listed documentation, you must contact the UK, sign and pay for a new car insurance. The insurer who has passed such registration issues the following documents:

original auto insurance contract, certified by the signatures of the parties;
insurance rules;
reminders on behavior in the event of a traffic accident;
receipt confirming payment.

As follows from the above material, the renewal of a car insurance when the owner of a car changes is a relatively simple procedure that does not require much time and material costshowever, there can be bureaucratic delays, especially if you are dealing with a large insurance firm.

But do not forget that car insurance must be reissued in any of the listed ways, depending on the form of car sale.