Sberbank youth partners. Sberbank youth card. Advantages of the "Youth" card

Terms of card production

In Moscow, St. Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod and other large cities, the card will be ready in 2-3 working days, in the regions, production and delivery will take from 3 to 10 working days. Delivery to remote settlements can take up to 15 business days. Exact timing is possible.

When issuing a card, only working days are taken into account. If you order it on Friday evening, the production time will be counted from Monday.

You can see if the card is ready and when it will be delivered to the office in Sberbank Online in the "Cards" section.

What documents are required to receive a card?

To pick up your card, take your passport or other document that was used to apply for the card with you. To get a card for another person, you need a notarized power of attorney.

How to start receiving bonuses THANKS?

After receiving the card, you must register in the "Thank you from Sberbank" program. The easiest way to register is to send an SMS to 900 with the text THANKS 1234, where 1234 are the last four digits of the card number.
You can also register in the program at personal account Sberbank Online and at Sberbank ATM - find the section "Thank you from Sberbank" and follow the prompts.

Bonuses are accrued automatically when paying by card - their number depends on the level of privileges.

It should be remembered that bonuses are awarded only when paying for goods and services. This does not happen when withdrawing cash from ATMs. But when paying for purchases remotely in online stores, bonus Thanks are credited to the account.

How can I use THANKS bonuses?

Thank you bonuses can be exchanged for discounts when purchasing goods and services from Partners, complete list partners is available. In addition, the THANKS bonuses can be exchanged for a discount when purchasing air tickets and hotel accommodation (on the site "Thank you from Sberbank. Travel"). Bonuses can also be exchanged for discounts when buying tickets for events - the service is available on the website “Thank you from Sberbank, Impressions”.

How can I find out the details of my card?

To find out the details, in mobile application Sberbank Online find the card you need and click "Show details".

Another way: in your Sberbank Online personal account, go to the "Cards" section and find the card you need, then "Information on the card" → "Transfer details to the card account".

Is the contactless card safe to use?

Yes, the card is safe. She is always in the hands of the owner, so her data remains inaccessible to fraudsters. Making purchases without presenting a card and entering a PIN is much safer, since no one sees the card details. In addition, contactless technology protects against double write-offs - after paying for the purchase, the terminal beeps and turns off automatically.

Sberbank is the largest credit institution in Russia, and this is one of its main and strongest advantages. You can find a branch, let alone an ATM or Sberbank terminal, in almost every Russian village. Having on hand plastic card this bank, you can easily not only pay with it in stores, but also cash out without additional fees. It is clear that this is only one of the advantages of today's Sberbank, which, in principle, strives to be a modern organization that sets standards in the banking sector. In an effort to move away from the image of the bank for pensioners, Sberbank separately works with the youth audience, for which, in particular, a special product is offered - youth bank cards. Youth card Sberbank - its pros and cons, key features of the youth product that distinguish it from other Sberbank cards.

Main features of the Sberbank youth card

It is clear that a bank card remains a bank card. First of all, it is a convenient means for storing and managing money when there is no need to carry cash with you.

The first feature of a youth card from Sberbank is that it can be issued for a student who has just received a passport. These cards are available from the age of 14. The upper bar is 25 years, for people older the youth product of Sberbank will not be available.

The second feature is the preferential cost of service, which is 3-5 times lower than the standard one. If a regular Sberbank debit card costs 750 rubles in the first year and 450 rubles in subsequent years, then the annual maintenance of a Sberbank youth card will cost only 150 rubles.

By the way, today the youth cards of Sberbank are only debit cards. There are no credit cards for this program.

Another key feature that should attract the attention of the youth audience is special offers with increased “Thank you” bonuses and the ability to spend bonuses in places popular among young people.

If the standard amount of bonuses is 0.5% of the purchase amount made with the card, then according to special offers from partners, bonuses can reach 20% of the purchase.

Pros and cons of Sberbank youth cards

Advantages of youth cards from Sberbank:

• The card can be issued in the Visa or MasterCard system at will. On the one hand, which system to choose is not so important, the usual operations on the cards of both systems do not differ from each other and are performed under the same conditions. On the other hand, this does not mean that the two major payment systems in the world do not compete with each other. In some cases, using a card of a particular system is very beneficial if there are special offers for the owners of such a card. For example, right now Sberbank has an offer for holders of MasterCard cards - when buying train tickets with this card, the bank's client receives a cashback of 5% of the purchase amount.
• Significantly lower cost of annual maintenance in comparison with other Sberbank products and in comparison with most offers from competitors - only 150 rubles per year.
• All convenient options for Sberbank cardholders, namely: replenishing your or someone else's mobile account using SMS, transferring money to the card of another Sberbank client by his number mobile phone.
• The ability to use the card in Russia and abroad.
• Increased "Thank you" bonuses from Sberbank partners.
• Within two months after the card is issued, the "Mobile Bank" service will be free - SMS notifications of all transactions will be sent to the cardholder's phone without monthly debiting of funds. Starting from the third month, the service will cost 60 rubles.
• The ability to get a full report on the map is completely free - the report is provided either in electronic format (sent to the client's mail), or in paper (at the bank branch).

There are also disadvantages of Sberbank youth cards:

• The impossibility of choosing the original design of the youth card - the official website of Sberbank explicitly states that there is no opportunity to order an original design for this product. Many Internet portals write about their own design as an advantage of Sberbank youth cards. Alas, this information is unreliable. Your card will look the same as a classmate or classmate card.
• Age restrictions - after the age of 25, you cease to be young in the eyes of Sberbank, and you will only have standard offers for bank cards of this credit institution with standard conditions.
• Finding out the balance of the card at an ATM of another bank will cost 15 rubles.
• It will cost 15 rubles to receive a card statement from an ATM (10 last transactions).
• It is not possible to receive an additional card linked to the same account.

Is it worth ordering a youth card of Sberbank

The youth card offered by Sberbank, with all its pros and cons, remains a serious alternative to competitors' proposals. Today, Sberbank is quite successfully realizing its advantage, namely the massiveness of its client base. The bank has created its own ecosystem in which customers can easily transfer money to each other using SMS or a convenient mobile application. As a rule, the relatives of any young man or girl have cards from Sberbank, and it will be convenient for them to transfer pocket money to the Sberbank youth card.

The low cost of annual maintenance is also attractive - only 150 rubles per year. However, to this you need to add 60 rubles a month (720 rubles a year) for the "Mobile Bank" service. Which, however, can be turned off.

Even these advantages of a youth product are enough to draw attention to it.

In addition to these advantages, young people should like the special offers for the participants of the “Thank you” bonus program. Increased bonuses can be obtained at popular restaurants, cinemas, etc. and spend them there, paying with bonuses up to 99% of the order. This compensates for one of the shortcomings of these Sberbank cards - the lack of cashback for purchases.

You can apply for a youth card through your Sberbank personal account, the instructions for entering your personal account can be found on the website https://cabinet-bank.ru/.

Sberbank is a financial conglomerate of Russia, one of the largest credit institutions.
Branches, ATMs, terminals in cities and villages are everywhere. Service for all segments of the population at the highest level, most of pensioners use the services of Sberbank.
The organization has made great strides forward and offered a special youth bank card for the young audience.

The financial instrument is international and issued under the "VISA" and "MasterCard" payment systems. It is very convenient to use the product, you can use by bank transfer or withdraw the required amount of money from an ATM.

What is it?

1. This is a convenient way to spend money from 14 to 25 years old. The card is not available for the older age. Teenagers who have received a passport have the right to issue a youth card on their own. For children from 7 to 14 years old, a product is released at the request of parents. It is used to pay for goods, services, and benefits for minors are also credited to it. Teenagers can use it within the limit set by the parents by contacting the bank. All transactions are tracked in the personal account of the father or mother.
2. At the age of 21, it is allowed to have a credit card, where you can spend both your own and borrowed funds from the bank. Benefits are valid for 50 days, then the rate is up to 27.9%. Therefore, you need to pay in a timely manner so as not to overpay. Initially, students are given no more than 15 thousand rubles. If the debt is paid off without comment, then the amount is increased at the discretion of the bank. Payments are reminded by SMS to the number 900, if the “Mobile Bank” service is available.

Sberbank support gives access to Internet Banking, the Sberbank Online mobile application, the largest ATM network in the entire Russian Federation and, of course, cashback.

Students of universities or other educational institutions are rapidly using the youth card from Sberbank. They choose a product because of the vast opportunities, and most importantly, the non-cash receipt of benefits, scholarships, money for freelancing or from relatives. The use will be relevant when studying in another city far from the Motherland.

Young people want to have their own personalized card, with an individual image. Design
offered in your personal account, where there are more than 200 types of design options. Self-loading images are also available, but they should not contain:

• Any letters or numbers;
• Unprinted logo;
• Trademark of a trade product;
• Pictures or pictures that have copyright without the permission of the author;
• Images of socio-political / religious meaning.

Having chosen the sample you like, send it for consideration. This service will cost the owner 500 rubles. After approval and payment, you will receive the desired product in your hands.

After conducting a study, it turned out that most often people choose photos with family or relatives for individual design.

How to make a custom design?

The Youth Card with personal design is issued in the following order:

1. On the Sberbank web portal, before filling out the application, select the personal design service from the pop-up menu.
2. In the future, the bank will offer to independently upload a picture from a PC or from social media. networks. Select already uploaded in advance from the site gallery.
3. Having dealt with the picture, you must set the scale and boundaries for printing. On the same page, you can experiment with the color of the bank's logo.
4. Having decided on the choice, proceed to the further process of filling out the application.

# it's just Sberbank what is it?

# simple, indicated in the upper corner of the Youth card - a call for holders to communicate or exchange skills in using social. networks. At the same time, the hashtag reflects the whole essence of the product, which in fact easily allows you to receive money, pay and save, in a word, make your dreams come true.

Sberbank youth card how much does the service cost?

A simple card is free, but with an individual design it costs 500 rubles.

Annual service is 150 rubles, credit service will cost up to 750 rubles more. It is necessary to take into account the cost of the "Mobile Bank" for 60 rubles starting from the third month after receiving the card. You can refuse this service.

How many days does it take?

After submitting the application, the card must be waited for within 10 days. Re-release, due to the loss of plastic, is done up to three weeks.

The production time of the card depends on the type. If you order with a custom design Visa or Youth masterCard Standard ”, you will have to wait up to a month, as well as a credit one. You will be notified of the readiness of the product by a message to your phone. They receive a card at Sberbank, where employees activate it by entering the PIN code and it is ready to use. If they did not manage to pick it up within 30 days, the plastic will be liquidated.

The youth card is valid for three years, after which it is changed to a new one.

How to get a Youth Card?

There are two ways to apply for a Youth Card at the age of 14:

1. Visit the official website and leave an application, filling in the fields of the questionnaire with the necessary information.
2. Personally contact the bank branch directly. When visiting the office, you will have to indicate the following data: last name, first name, patronymic, email address, mobile number, passport details, place of registration and your school.

After accepting your application, the bank will inform the estimated delivery time. It usually takes no more than two weeks.

How to activate the Youth Card?

Any financial product is delivered with a blocking, in order to absolutely eliminate the chances of their use by others, except for the owner. Activating plastic should not cause huge efforts and problems, because you just need to perform any operation that requires a PIN. For example, simply request a free balance at an ATM. These efforts are enough to activate the product.

Reissue of the Sberbank Youth Card

The youth card is issued until the age of 25 and is used for three years, regardless of age.

After 25 years of age, before the expiration of your "VISA" or "MasterCard" (to be precise, a few weeks), Sberbank will offer to reissue the credit card, but under normal conditions. Information about product deactivation comes via SMS or in notifications from your personal account.

Sberbank Youth Card limits

Holders of a youth card need to remember some rules.

Withdrawal limit

You can shoot up to 150 tr. per day at cash desks and terminals of Sberbank without interest. You cannot exceed 1.5 million rubles per month. When using other ATMs, you need to take into account a commission of 1%.

Without a card, withdraw no more than 50 tr. If you have a passport, if you contact the bank,
can pay a limited amount.

There are no restrictions on purchases and payments for services, but at high costs, the bank may be interested in order to insure against fraudulent activities.

Important! The commission for issuing funds abroad is 6,000 rubles.

Transfer limit

No limits are provided for transactions between Sberbank clients. You can tell the manager either your personal card number or your account. For translation through your personal account, 201,000 rubles can be transferred per day.

Transactions in foreign currencies are only allowed through a bank. Internet or mobile bank such an operation is not owned.

Interbank card transactions are available only in the personal account of the Internet bank; this type of transfer is not provided in a bank branch. Self-service transfer has a limit of 30/150 / 1.5 thousand rubles per transaction per day or month.

Top-up limit

Top-ups are allowed per day up to 10 million without commission. In general, no limitation.

The youth card makes it possible to pay without questions in every corner of the world. Where the payment system "MasterCard" or "VISA" is supported. For transactions in the currency of other countries, Sberbank automatically converts rubles at the current exchange rate, and no commission is charged.

Sberbank has not yet issued a separate Youth card of the MIR system, since the domestic payment system has a number of limitations, because of which young people do not like it. For example, in many foreign online stores, payment for this system is severely limited.

Anyone from the age of 14 can apply for a debit card with the MIR payment system, but on standard terms and at a single rate. It will be completely different financial instrument.

Difference between Youth Card and Classic

If we compare the Youth Card and Classic from Sberbank, then the difference can be seen with the naked eye. The table shows the main differences:

The older the client is and the more extensive credit history, the wider the volume of tempting products from Sberbank.

There are 3 types of service packages available for the younger generation:

1. By the age of 14, the bank offers: purchase a debit Youth card, insure it, activate the cashback option and open a deposit.
2. At the age of 18, in addition to the above, you can apply for a loan with a guarantor.
3. 21 years is the final stage of adolescence. At this age, people are usually financially independent, and Sberbank offers its clients the following services: issuing credit cards, issuing loans and mortgages without guarantors.

A debit product under special conditions is issued up to 25 years inclusive and is disposed of after the expiration date. After that, the plastic can be reissued, but on general terms.

The right to issue a Youth Card remains up to 30 years old. There is no difference in service when compared to the Classic. The design differs only in that there is no need for confirmation of employment and there is a slight difference in the list of partner stores under the "Thank you" program.

What are the pros and cons of the Sberbank Youth card

Without cash, you can shop, help your loved ones. Another feature is that increased “Thank you” bonuses are awarded. This function is connected at the request of the cardholder. You can send your consent by phone, by sending SMS with a specific text, through your personal account on the website and directly in the office. The higher the thanks level, there are only 4 of them, the higher the cashback percentage, and this is a return to the card of a certain amount for the purchased product.

It works when using the services of organizations - partners of Sberbank, which can return up to 20% of the cost to your account. There is a list of payments without returnable bonuses. For example, payment for gambling, utility debt, purchase valuable papers... You can find out everything in detail when connecting the program.

The youth card is issued by Visa or MasterCard. In the first, the convertible currency is the euro, and in the second, the dollar. It's up to you to decide.

Conclusion

Having their own card, young people can help each other out by transferring a certain amount using SMS or a mobile application. Relatives, clients of Sberbank, will easily transfer pocket money to children. Students write an application to the dean's office, receive a scholarship for a card.

In our review, we will name all the pros and cons of the Youth Card from Sberbank. Also, the rates and possibilities of youth plastic will be described. The card is specially designed for active young people between the ages of 14 and 25. The cost of the card's annual service is from 0 to 750 rubles.

It should be noted that the line of Sberbank's Youth Cards includes debit (can be issued from 14 years old) and credit (available for registration from the age of 21) cards. In addition, cards can be serviced by different payment systems: Visa or MasterCard. There is no special fundamental difference in the functionality of these cards, except that bonuses and privileges from payment systems are slightly different.

Youth Debit Card Rates

How to get a Youth Card?

To apply for a Youth Card from Sberbank, you need to go to the official website of the Bank (you have to have your Passport with you), and fill out a small application in three steps. At the first step, enter in the fields of the questionnaire: Surname, First name, Patronymic, First and Last name in Latin letters, email address, and mobile phone number.

At the second stage, you will be asked to fill in your passport data. After filling out, be sure to check the correctness of the information entered. The third stage is choosing the address to which the card will be sent. As soon as the card is ready, you will be notified by a call to the specified phone number (or by sending an SMS message).

A youth card can also be issued at any branch of Sberbank. Just visit the nearest bank office and fill out a short form.

Benefits of the Youth Card from Sberbank

It should be noted that the card has several excellent advantages, which we have detailed below ...

Individual card design

Do you want to get a card with an original design? Sberbank will provide you with such an opportunity. You can choose a card design from the bank's gallery, or upload your photo (including photos from social networks). The cost of the service is 500 rubles. Believe me, the uniqueness of your card will be appreciated by your friends.

Thank you from Sberbank program

After receiving the card, first of all, connect to the “Thank you” program, and receive up to 20% of the purchase amount with bonuses (0.5% - from any purchase and up to 20% - from the Bank's partners). With the accumulated bonuses, you can pay up to 99% of the purchase amount. The exchange of bonuses for a discount is carried out according to the scheme: 1 bonus \u003d 1 ruble.

It is very simple to connect the “Thank you from Sberbank” program: send an SMS to 900 with the text THANKS XXXX (XXXX is the last 4 digits of your card number).

Contactless payments

This technology will allow you to pay for any goods and services without entering a PIN code. One-touch purchases with a card - saving time and safety (the code can be spied on). Moreover, it is very comfortable and modern.

Among the advantages of the card, one can also note the possibility of paying for goods with a smartphone (in this case, you can leave the card at home), and the presence of an innovative mobile application “Sberbank Online”, in which you can watch all card transactions around the clock and manage all sorts of options.

If you are already 21 years old, you can apply for a credit Youth card. These cards are also easily connected to the "Thank you from Sberbank" program, and have a lot of advantages, which we will discuss below.

Rates credit card

* - annual service 0 rubles, given only to customers who have issued a card in the period from January 1, 2018 to December 31, 2018. The preferential tariff given only for the first year of using the card. Starting from the second year, the usual fee is taken - 750 rubles per year.

** - You do not have to pay interest for using credit money. To do this, you need to pay off the debt on the card on time during an interest-free period (it is equal to 50 days).

Client requirements

• The card can only be approved by a citizen of the Russian Federation;
• The age of the potential holder is from 21 to 65 years old inclusive;
• Permanent registration on the territory of Russia is required.

You can count on receiving a pre-approved offer (i.e. just come to a bank branch with a Passport and receive a card without applications and questionnaires) if you:

• You get wages or a pension to a Sberbank card;
• Have a deposit at the bank;
• Have issued ever consumer credit at Sberbank;
• You have a Sberbank debit card in your hands.

Note that cards with a pre-approved offer have the following advantages: interest rate, personal limit of use, reduced cost of annual card maintenance.

Pluses of the card:
1. Account management through the Services "Sberbank Online" and "Mobile Bank";
2. Opportunity to participate in the “Thank you from Sberbank” program;
3. Free cash withdrawal and replenishment at bank ATMs;
4. "Auto payment" for payment of utility services, cellular communication, and others;
5. Availability of a choice of individual card design;
6. Ability to bind the card to electronic wallets;
7. Programs of discounts and privileges from “MasterCard” and “Visa”;
8. Internet purchases are protected by the “3D-Secure” system;
9. Pay for purchases using a smartphone (even without a card “at hand”);
10. Contactless payment for goods and services.

Cons of the card:
1. Age restrictions - the card is available only to customers under the age of 25;
2. High cost " Mobile Bank”(60 rubles per month).

Terms of card production

In Moscow, St. Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod and other large cities, the card will be ready in 2-3 working days, in the regions, production and delivery will take from 3 to 10 working days. Delivery to remote settlements can take up to 15 business days. Exact timing is possible.

When issuing a card, only working days are taken into account. If you order it on Friday evening, the production time will be counted from Monday.

You can see if the card is ready and when it will be delivered to the office in Sberbank Online in the "Cards" section.

What documents are required to receive a card?

To pick up your card, take your passport or other document that was used to apply for the card with you. To get a card for another person, you need a notarized power of attorney.

How to start receiving bonuses THANKS?

After receiving the card, you must register in the "Thank you from Sberbank" program. The easiest way to register is to send an SMS to 900 with the text THANKS 1234, where 1234 are the last four digits of the card number.
You can also register for the program in your Sberbank Online personal account and at the Sberbank ATM - find the "Thank you from Sberbank" section and follow the prompts.

Bonuses are accrued automatically when paying by card - their number depends on the level of privileges.

It should be remembered that bonuses are awarded only when paying for goods and services. This does not happen when withdrawing cash from ATMs. But when paying for purchases remotely in online stores, bonus Thanks are credited to the account.

How can I use THANKS bonuses?

Thank you bonuses can be exchanged for discounts when purchasing goods and services from Partners, a full list of partners is available. In addition, the THANKS bonuses can be exchanged for a discount when purchasing air tickets and hotel accommodation (on the site "Thank you from Sberbank. Travel"). Bonuses can also be exchanged for discounts when buying tickets for events - the service is available on the site "Thank you from Sberbank, Impressions".

How can I find out the details of my card?

To find out the details, in the Sberbank Online mobile application, find the card you need and click "Show details".

Another way: in your Sberbank Online personal account, go to the "Cards" section and find the card you need, then "Information on the card" → "Transfer details to the card account".

Is the contactless card safe to use?

Yes, the card is safe. She is always in the hands of the owner, so her data remains inaccessible to fraudsters. Making purchases without presenting a card and entering a PIN is much safer, since no one sees the card details. In addition, contactless technology protects against double write-offs - after paying for the purchase, the terminal beeps and turns off automatically.