Who should approve the design of the banknotes. Creating the most coveted product: studying banknote design. How often are banknotes updated?

For the 2018 FIFA World Cup, new banknotes will be in circulation, and all banknotes will be redesigned, most likely in the style of the recently issued 200- and 2000-ruble notes.

Arkady Trachuk, general director of Goznak, a company that has been protecting the ruble from counterfeiting for two hundred years, told RG about the fight against counterfeiters and whether cash will go out of circulation.

Arkady Vladimirovich, Goznak is preparing new commemorative banknotes for the World Cup. What is the denomination?

Arkady Trachuk:These will be banknotes in denominations of 100 rubles. I cannot name the exact date of issue of the banknotes, it will be determined by the Bank of Russia. It can be assumed that this will happen before the opening of the championship.

Is it known how much the banknote will be issued?

Arkady Trachuk:The quantity of the hundred ruble souvenir will be announced at the presentation of the banknote, which is expected at the end of May. Commemorative banknotes are made according to special principles. Their circulation is limited in advance and, as a rule, it is relatively small.

Banknotes of 200 and 2000 rubles turned out to be so popular and rare in our wallets that they are sometimes used as souvenirs. Are we facing a shortage of new money?

Arkady Trachuk:The rarity of the new banknotes can be easily explained - there are not so many of them yet printed in comparison with the old denominations. Time will pass, there will be more and more of them, and they will gradually replace those banknotes that are in circulation today. There will be a little less than five thousandth bills, a little more - two thousandth. This is the normal and natural course of things.

Are you planning to update the entire row in a new style?

Arkady Trachuk: This will happen sooner or later. The design is the same security element of the banknote as others.

Therefore, the design has to be updated periodically.

It is likely that when updating the design of the old denominations, the style of the 200 and 2000 rubles banknotes will be taken into account.

How often are banknotes updated?

Arkady Trachuk:The protective complex is updated at least once every five years. The design is, of course, more conservative.

The current one has been in use for a long time, today's banknotes with the "urban series" are more than 20 years old, the first of them appeared in circulation in 1995. Clearly, design changes are already brewing. Another thing is that this will happen as planned, as new design options and new protective elements are ready.

The final decision on the issue, design changes and everything else rests with the Bank of Russia. And it is he who will inform about it.

Trust but verify!

Is it possible to make a bill that cannot be counterfeited?

Arkady Trachuk:We are not faced with such a task. The bills are forged as carefully as they will be checked.

For example, if a counterfeit is used in unprepared retail - these are markets, small stores, they will try to forge what they will most pay attention to in such conditions: watermarks, security features that change color or image, and other bright visual elements. On the other hand, if such a counterfeit banknote is planned to be loaded into an ATM, then other machine-readable features will be forged, that is, those that are checked by the receiving device of this ATM.

Our challenge is to make protection as comprehensive as possible. Even if we assume that the counterfeit banknote will be accepted at some stage, it will be easily weeded out at the next step and thus will not cause significant damage.

At the same time, we should strive to ensure that even the most unprepared person, picking up a counterfeit banknote, could doubt its authenticity. By the way, our application "Banknotes 2017", which we have developed, can help him with this, which allows him to check new banknotes of 200 and 2000 rubles.

Will it be possible to check bills of other denominations?

Arkady Trachuk:Work in this direction is underway. There are many nuances here. For example, there are solutions that we could implement on sufficiently powerful mobile devices, but they are not effective enough on budget smartphones. But it is wrong to release a product that functions only on top models.

We launched the program in January 2018. We will definitely need six months to collect statistics and analyze. Some more time will be spent on revision. I would assume that we are talking about the next year. By the way, to date, the application has been downloaded more than 4.5 million times.

Electronic ruble

Do you think the time will soon come when standard money will be replaced by an electronic equivalent? And will it come?

Arkady Trachuk:The story is ambiguous. For example, the same coins are already several thousand years old. In turn, electronic means of payment are just emerging; they have yet to prove their effectiveness, validity and reliability.

In my opinion, the fundamental change will be the decision of the Central Bank to issue money in electronic form - in its own name and as its obligation. When and if this happens, then it will be possible to say that, along with banknotes and coins, an equal means of payment will appear, which in the future can largely replace the existing means of payment.

On the other hand, we understand that, despite all the development of technical means, electronic means of payment are dependent on infrastructure. And she, like everything created by people, tends to break, this is especially pronounced in emergency situations. And all the experience of the functioning of state institutions during various natural or man-made disasters shows that you cannot do without cash.

I do not really believe that they can be completely replaced by non-cash instruments in a reasonable time frame. This is also evidenced by statistics: the amount of cash in circulation in the world, on the contrary, is growing, annually increasing by 2-5 percent.

Minted for memory

What commemorative coins are being prepared for issue?

Arkady Trachuk:First of all, I would like to mention a new commemorative coin dedicated to the 200th anniversary of Goznak. We celebrate the company's anniversary in September.

How does the commemorative coin go out? How does it start?

Arkady Trachuk:The Bank of Russia is forming a long-term plan for the issue of coins. As part of this plan, we develop designs. Our center develops not only a "picture", but also a design concept, accompanying it with the justification of the choice made, as well as historical information.

Further, all this is sent to the Bank of Russia, where there is a special commission that preliminarily considers the proposed design options, making adjustments if necessary. The final designs and characteristics of coins are approved by the Board of Directors of the Bank of Russia.

Then a finished sample is made, which is again approved by the regulator. After that, we already start minting coins.

The finished edition of the coin is transferred to the Bank of Russia, which begins its distribution. According to the law, the first buyers of coins are commercial banks, as well as Goznak. Well, then anyone can buy them.

In Russia, there are prerequisites for changing the design of banknotes, said the general director of Goznak. At the same time, he noted, he will make the final decision on the new appearance of the banknotes.

As Trachuk recalled, the design of the current ruble banknotes was developed in 1995-1997. According to him, the Bank of Russia will be interested in a radical change of banknotes during the next modernization of banknotes. Most likely, the design and security systems, which are currently being tested on banknotes of 200 and 2,000 rubles, will be the basis for the changes in the existing banknotes, the head of Goznak believes.

“There will certainly be changes, and, most likely, they will be based on the design and principles of creating banknotes of two hundred and two thousand rubles, but when exactly they will be, what denomination, there is no decision, and it is up to the Bank of Russia,” Trachuk added.

He also noted that the introduction of banknotes in denominations of 200 and 2,000 rubles occurs as the needs of citizens. The Central Bank does not carry out "any special measures for their rapid implementation or adherence."

According to Trachuk, the new banknotes have taken root both in the capital and in other regions and "are perceived normally in everyday circulation, because at the beginning there were some problems."

The Bank of Russia presented bills of 200 and 2,000 rubles in mid-October 2017.

The main color of the 200 ruble banknote is green. It depicts the main symbols of Sevastopol. So, on the front side there is a Monument to the Scuttled Ships, and on the back side there is a view of the Tauric Chersonesos.

The two thousandth banknote is made in blue colors. On its front side there is a bridge to the Russky Island, on the back side there is the Vostochny cosmodrome in the Amur Region.

The image of the ruble (ruble symbol) on new banknotes appears in several places: on a security thread, in microimages. The denomination figures are larger than on other banknotes of the banknote series, and have a noticeable relief. This is done especially for people with impaired vision to recognize the face value. On the front side of each banknote there is a QR code containing a link to the Bank of Russia page with detailed information on the decoration and security features.

“The old banknotes were developed during the time, more than one generation of Russians has grown up with them, and of course, on the one hand, this is a familiar format for everyone. But the appearance of banknotes should still be closer to modern times, ”says an analyst at Alor Broker.

The transition to new bills is a rather expensive procedure, draws attention to the general director of the company "Money Fanny". Only the reconfiguration of all ATMs when 4-5 new bills appear can cost 1.5-2 billion rubles.

And that's not counting the counting devices and other IT systems with which they are connected.

Earlier, the Chairman of the Bank of Russia, presenting the new banknotes, said that they were developed "in strict secrecy", as it "is necessary to counter counterfeiters."

However, in July it became known that the Bank of Russia for the first time revealed forgeries of a new 2,000 ruble banknote. Thus, in the second quarter of this year, 16 counterfeit banknotes of the indicated denomination were found. Based on the Central Bank data, the 200-ruble bills have not yet been counterfeited.

According to Turchak, highly professional forgeries appear several years after the start of circulation. At the same time, Russia has one of the lowest levels of counterfeits in circulation among European countries.

In total, in the first six months of 2018, the Central Bank revealed counterfeit banknotes totaling 67.8 million rubles, which is 13.2 million rubles less than a year earlier.

According to Olga Skorobogatova, deputy chairman of the Central Bank, this is due to the fact that fraudsters are losing interest in counterfeiting money. In addition, the level of protection of banknotes and the awareness of the population about the signs of counterfeit banknotes have increased. Now in Russia there are 8 counterfeit notes per 1 million notes, she said.

Five thousandth banknotes are most often counterfeited: 12,568 of them were identified this year. The one-thousandth bills follow - 4766 pieces.

Although in small quantities, coins with denominations of 10, 5 and 2 rubles are forged. A total of 49 such fake coins were found.

The regulator found most of the fake money in the Central, Northwestern and Southern Federal Districts. Least of all - in the Far Eastern, Siberian and Ural districts.

The number of Russian counterfeit banknotes has been declining for several years. So, in 2015, the Central Bank discovered them in the amount of 280 million rubles, in 2016 this figure was 204 million rubles. Last year, a total of 152.3 million rubles of fake money was discovered.

German notgeld with donkeys and devils

During and after World War I, Germany was short on change and then hyperinflation began. Therefore, the Reichsbank allowed regional currencies - notgelds, "forced money". They appeared in other European countries, but there were especially many in Germany. German notgelds were produced by local authorities and some entrepreneurs; they were made from paper, porcelain, and pressed coal. The bills were also intricate: a donkey defecated on some, the devil bared his teeth on others. They gradually fell out of circulation after 1923-1924, when the authorities introduced the rental stamp and the Reichsmark.

Swiss franc with portraits
artists

In the second half of the 1990s, the Swiss National Bank replaced the banknotes - they became vertical. On the front side there are two portraits of the architect Le Corbusier, the composer Arthur Honegger, the artist Sophie Teuber-Arp, the sculptor Alberto Giacometti, the writer Charles Ferdinand Ramus and the culturologist Jacob Burckhardt. On the reverse side, their biography is figuratively retold. Francs are considered one of the safest currencies and look like they are printed on canvas.

Samoan tala of cheerful colors

In 2008, the tiny state of Samoa issued new banknotes. They depict landscapes, children, the rugby team that won the prestigious tournament in Hong Kong a year earlier, the deceased leader Malietoa Tanumafili II, the cathedral, the building of the Central Bank. But what the issuer especially stands out for is the cheerful colors of the notes: peach, turquoise, bright yellow, lilac, lime. In a word, a serene land.

Pound in one area of \u200b\u200bLondon

The Brixton pound is in circulation in just one area of \u200b\u200bLondon. Local enthusiasts issued banknotes in the fall of 2009 to support an economy that has fallen asleep due to the global financial crisis. The authorities supported them. The banknote depicts musician David Bowie, activist Olive Morris, scientist James Lovelock, basketball player Luol Deng and other famous fellow countrymen. The Brixton pound is equal to the pound sterling, but is more expensive for collectors. For example, a Bowie Ten costs £ 15.7-21.5 with postage included.

100 Trillion Zimbabwe Dollars

Last week, the Russian ruble briefly turned into a single euro cent, and nervous jokes about the Zimbabwean scenario began to circulate on Facebook again. For 35 years of Zimbabwe's independence, inflation only in the first year was below 10%, and in the second half of 2008 it was calculated - more precisely, estimated - as a number with 23 digits. Prices were growing at a fantastic rate due to the fact that the country's authorities did not come up with anything better than printing unsecured banknotes. Because of this, hundreds of billions and trillions of dollars were circulated in Zimbabwe, which had to be denominated almost every year. In appearance, they do not differ much from the same ruble, but stand out with the image of huge cobblestones and a font in the style of logos of rock bands.

Vertical-horizontal Kazakhstani tenge

The International Bank Note Society (IBNS) collectors' association has chosen the Kazakhstan tenge as the best banknote for three years in a row. On the one hand, banknotes of 1,000, 5,000 and 10,000 tenge should be held vertically, like a Swiss franc, on the other, horizontally. They depict the monument to the Cossack Eli and pigeons, and in addition, the ancient monument to Kul-tegin, rock paintings, the presidential palace, the monument to the Independence of Kazakhstan, landscapes. All this is conveyed by juicy reds, yellows and purples.

High tech Canadian dollar

In the spring, a Norwegian bank held a competition to find a new design for the banknotes; the sea was chosen as the theme. The final round was won by Enzo Finger with pockmarked layouts. However, other banknotes will end up in the wallets of the northerners. The front sides will be taken from the application of The Metric System: they depict a lighthouse, drakar, wave in the traditional manner. The reverse sides will be “pixelated”, with abstract drawings, and the higher the denomination, the larger the “grain”. New crowns will not be printed until 2017, and their design may still change due to protective elements.

Paper notes, of course, depending on the country of issue, differ in design and patterns, but in most cases they are quite typical and ordinary. But there are some really interesting banknotes to which we dedicate this review. Today we will tell you about 5 most extraordinary bills in the modern world.

Vertical banknote: Olympic 100 rubles

Unlike paper, polymer material tears, wears and bends much worse. That is why that kind of money can serve much further. In addition, plastic banknotes retain several times less bacteria and germs than their conventional paper counterparts.

In subsequent issues of Macedonian money, the girl programmer disappeared, but the style remained the same. The images on the money were based on ancient Balkan icons and frescoes on a religious theme.

Last Wednesday, the US Treasury announced that renowned anti-slavery fighter Harriet Tubman will be the first African American woman to appear in local currency. Her portrait will replace Andrew Jackson on the $ 20 banknote.

The ten-dollar bill is also expected to change soon. Now it has a portrait of the First US Secretary of State Alexander Hamilton, and in 2020 it is planned to replace it with the image of a woman on the front side. These innovations will be timed to coincide with the centenary of women's suffrage. The $ 5 banknote will also be redesigned. Portraits of the famous preacher Martin Luther King, Eleanor Roosevelt, American singer Marian Anderson will be painted on it.

Although most people do not attach any importance to the appearance of the bills they use every day, their redesign has caused a lot of controversy and controversy. In this article, you will find a selection of the most attractive banknotes from around the world.

The Norwegian government plans to introduce the updated banknotes in 2017. The national currency of this country is called the krone and looks like this:

The Icelandic crown depicts portraits of various political leaders and artists of this country:

The picture below shows the Israeli new shekel, which was introduced in December 2015. The 200 shekel banknote depicts the Jewish poet Nathan Alterman. The banknotes also contain special elements designed for visually impaired people:

Canadian banknotes are made from polymeric materials or plastic, which makes them safer and more durable. In addition, such material is easily recyclable:

At the moment, the national currency of this country is the Czech crown. However, within a few years the Czech Republic plans to join the Eurozone, so the euro will soon go into circulation there:

Australia was the first country in which banknotes were made from polymer materials. This happened back in 1988. Below you can see the banknotes that depict Queen Elizabeth II, the Australian poet Banjo Paterson, the famous businesswoman Mary Reibey, the inventor David Junipon (in order from top to bottom):

The franc has been used in this part of Africa since 1960. The banknotes have a very unusual appearance:

8. Bhutan

Ngultrum has been the national currency of Bhutan since 1974. The bill looks like this:

The national currency of Aruba since 1986 is the Florin. The appearance of the banknote can be seen in the screenshot below:

Before the country switched to the euro in 2002, its national currency was the Dutch guilder:

After the collapse of the Soviet Union, the Uzbek sum became the national currency of Uzbekistan, which looks like in the figure below:

A portrait of the famous conqueror of the 13th century, Genghis Khan, adorns the 20,000 tugrik banknote:

The monetary unit of this country is the Singapore dollar. Below are banknotes which are examples of the so-called Birds series, issued between 1976 and 1984. They depict the sunbird and Singapore Changi International Airport:

Below you can see a picture of the national currency of Trinidad and Tobago. A scarlet hibiscus flower "flaunts" on the $ 50 bill, as well as a woman in a bright carnival costume celebrating the 50th anniversary of the founding of the country's Central Bank:

The 20-pound note below shows the famous Mosque of Muhammad Ali, and on the reverse side you can see an Egyptian war chariot:

16. Uganda

The national currency of this country is the Ugandan shilling. Below is a denomination of 50,000 shillings. It features the Independence Monument, the Bwindi rainforest and the silver mountain gorilla.