Certificate of open settlement accounts from the tax: sample, how to get and terms of issue

Hello! Today we will tell you about the certificate of open current accounts. Why is she needed? How to get it and other subtleties.

When you may need a certificate of current current accounts

Such a tax certificate may be required in several situations:

if you are negotiating with a potential investor;
if you are developing a business plan as a legal face;
you have a desire to take part in competitions or auctions;
to apply to the courts;
to respond to requests from prosecutors;
during the reorganization or liquidation of the company;
if you wish to apply for a loan;

In addition to these situations, such a certificate may be required in the daily activities of the company.

Information about current account turnover

The difference between this document and the certificate of current accounts is that it reflects information not about open accounts, but about income and expenditure transactions for one or more of them.

She may need:

to apply for a loan;
tax inspection for calculation of payments;
in the case of a desk tax audit;
sometimes to approve your business plan.

Peculiarities

Not all organizations accept a certificate of open accounts issued by a bank. Therefore, it is better to draw it up in the Federal Tax Service.

Currently, various departments can freely exchange information among themselves, and therefore the legislator in a number of situations has canceled the need to provide a certificate of open accounts, for example, when applying for tax payment in installments.

Who issues bank account statements?

Where can you get such a certificate? There are 2 options:

appeal to tax office;
appeal to credit institution.

In this case, the request is made on the official letterhead of the company, and the head puts his signature and seal.

A sample reference could be like this.

The tax office has an obligation to issue this document at your request. The certificate can be drawn up at any branch of the Federal Tax Service on the territory of the Russian Federation.

Banking is an alternative. Most often, they simply receive information about whether legal entities are open. persons in this bank account. The seal of the Federal Tax Service in this case is missing.

Who can get

The list of persons authorized to request bank account statements includes:

the account holders themselves;
representatives of the judiciary;
representatives of the Accounts Chamber of the Russian Federation;
representatives of the FIU and the FSS;
bailiffs - performers;
representatives of the Investigative Committee of the Russian Federation;
other officials specified in the Banking Law.

In addition, your representative can obtain a certificate by proxy. Some experts say that it is not necessary to certify a power of attorney with a notary, but there are cases when, due to the lack of a notarized power of attorney, a representative was refused to issue a certificate.

In addition, persons who are debt collectors by court decision can also send a request. Such a request can be sent to any branch of the Federal Tax Service.

As for the companies themselves, the following persons have the right to receive this certificate:

supervisor;
ch. accountant;
a number of other employees who are indicated in the constituent documentation.

And also note that the certificate of the availability of open accounts has its own validity period - 1 month from the date of issue.

Bank account statement for bailiffs

If the request is received from the bailiff, then a link to the document that serves as the basis for enforcement proceedings must be attached. Then, when the information on the accounts is revealed, a decision is sent to the banking organization to impose a penalty on the funds located on the accounts.

Judicial authorities may need this certificate in several situations:

when searching for the debtor's property;
in the case when the company has already been declared bankrupt, and supervisory measures are being taken at its accounts.

As required by law, the information contained in the certificate is confidential. But if all the necessary papers for its registration are provided to the banking organization, information about the debtor's accounts is issued without fail.

However, information is provided only to the extent of the amount necessary to fulfill obligations to the judiciary. In this case, a certificate is drawn up no longer than 7 working days from the date of receipt of the official request.

Contents of a certificate from the IFTS on open current accounts

The certificate issued contains the following information:

a list of all accounts that are opened with the company;
the type of currency in which transactions are carried out on the account;
the name of the banking institution or organization in which the accounts are opened.

A sample certificate is compiled in free form.

Documents to receive

If you apply to a banking organization, then you need to provide:

TIN/KPP;
the name of your company;
contact details to contact you;
address for sending the document;
information about the person who will pick up the finished certificate.

If you apply to the FTS, prepare:

Your passport;
extract from the Unified State Register of Legal Entities / EGRIP;
an application filled out in any form (see sample above).

In the application, you must indicate the purpose for which you are asking for a certificate, as well as provide a legal justification for issuing it.

How to make a request

If you apply to a banking organization for this document, prepare a request in writing. In it, indicate what kind of help you need: about the existence of an account, about the balance of funds, about the absence of debts and so on. If you need information about account turnover , indicate for what period the certificate should be drawn up.

Summing up a little, we note that your request should contain the following data:

company name / your surname and initials (if you are an individual entrepreneur);
TIN and OGRN of the company;
legal company address;
request text;
the purpose for which the request is made;
information about persons entitled to receive a certificate;
date of the request.

Confirm the written request with the seal of the company, assign an outgoing number for internal reporting.

How to get

In the event that you apply to a banking organization , the procedure for obtaining is as follows. Bank employees, as soon as they receive your request, register it in a special journal. The document is assigned an incoming number, and the request is transferred to specialists working with individual entrepreneurs and companies.

When contacting the tax department : your request will be assigned an incoming number, then a responsible employee will be assigned who works with individual entrepreneurs and legal entities. persons. You can check all the information with him, and then pick up the finished certificate.

Get online on the website of the Federal Tax Service

You can apply for a certificate online, via the Internet. This will save a lot of time.

You can order a document on the website of the Federal Tax Service, just enter your data in a special form. Let us immediately clarify that a certificate received in electronic form is equal in legal force to a paper sample.

Let's take a closer look at the steps on how to get this certificate using the FTS website.

Step 1. We go to the official website of the tax authority.
Step 2 If you already have a personal account, then submit a request through it. If not, register on the site (in the future, an electronic signature will be required to send a request).
Step 3 We enter our data in a special form.
Step 4 We confirm the signature using the EDS.
Step 5 We are waiting for a response from the FTS specialists.

Timing

The maximum time for the document to be ready is up to 5 business days. But when contacting, it is better to clarify this information with a specialist. Often there are situations when certificates are issued within 14 - 20 days. The general period for issuing such documents is 1 month.

Exceeding the period of 1 month is considered a violation and entails an appeal to the prosecutor's office.

How much does it cost to open a bank account

In the tax office. In the process of applying for a certificate to the Federal Tax Service, all data is provided in most cases for free.

In the bank. When sending a request to a banking institution, the situation is somewhat different: the cost of issuing a certificate directly depends on the urgency of its issuance. In general, the cost varies from 3 to 10 thousand rubles. If you want the certificate to be brought to your office, you will have to pay an additional 300 rubles (depending on the region where the company is registered, as well as the policy of the bank).