Promsvyazbank - open a current account for an individual entrepreneur or LLC. Promsvyazbank: entrance to your personal account Promsvyaz open an account for a legal entity

Promsvyazbank is one of the largest private banks in Russia. It currently ranks ninth among the largest credit institutions in Europe. The main activity of a banking organization is to provide services to legal entities.

Promsvyazbank provides assistance to entrepreneurs in the conduct of their business. For this, the bank has developed special service programs:

  1. No extra fees. The main advantage of this program is that the subscription fee has been completely abolished for entrepreneurs. In addition, all transfers of funds to the accounts of individuals will be free of charge.
  2. Business Start (Promsvyazbank). The program is perfect for businesses with little financial activity. The main advantages of the program are that it presents the lowest rate for doing business, in addition, you can carry out up to 5 payments for free.
  3. Business Light. The main advantages of the program: low tariffs for making payments, making up to 5 free payments, free intrabank transfers.
  4. Business 24×7. The main advantages of the program: extremely low cost of a payment order, 15 free payments, external payments can be made until 23:00.
  5. Business check. This tariff is perfect for those entrepreneurs whose business is directly related to large cash. The main advantages of the program: the most favorable conditions for depositing cash, up to 25 payments are made free of charge.
  6. My business. The program includes both bank and accountant services. With the help of the program it will be possible to conduct calculations and keep accounts.
  7. Business without borders. Such a program is perfect for entrepreneurs who carry out international settlements. By connecting to the program, you will receive the most convenient conditions for opening an account in any currency.

Promsvyazbank offers affordable RKO tariffs for legal entities, as well as. You can get acquainted with them on the official website of the bank, as well as in the branch of their organization.

Promsvyazbank RKO tariffs of the main type:

  • opening an account for servicing the enterprise is carried out for a fee in the amount of - from 590 to 890 rubles. In the My Business tariff, opening an account is free of charge.
  • urgent account opening will cost - 3000 rubles for all tariff plans.
  • account maintenance fee is - from 1050 to 1800 rubles per month.
  • Closing an account is free of charge for all tariffs.

Basic tariffs for operations with cash and non-cash funds:

  1. Cash replenishment is carried out without commissions for all tariffs.
  2. Replenishment through bank transfer is made without commissions for all tariffs.

The tariffs of the current account in Promsvyazbank are also affordable.

Opening a current account for entrepreneurs is carried out in two ways: through an online application on the bank's website and through a regular application at a branch of a banking organization. When filling out an application at the bank, an employee of the organization will inform you about all the nuances of filling out the questionnaire.

Promsvyazbank also offers to open a current account for individual entrepreneurs online:

  1. First you need to go to the official website of the bank.
  2. On the main page of the site, you need to go to the "Business" tab.
  3. On the page that opens, select the item "Settlement and cash services".
  4. Here you can choose any of the proposed tariff plans. To the right of the tariff there will be a button "Open an account". After clicking on this button, an application form will open.
  5. After filling in all the required fields, the application will be transferred to the bank employee. You can open an account with Promsvyazbank for individual entrepreneurs only after approval by bank employees.
  6. Upon completion of consideration of the submitted application, an employee of the organization will contact the client at the specified phone number and inform about further actions.

Many entrepreneurs are interested in business without extra commissions. Promsvyazbank meets the needs of individual entrepreneurs by offering affordable rates for servicing a current account.

Lending and overdraft for individual entrepreneurs

The line of overdraft lending at Promsvyazbank has the best conditions on the Russian market. At the moment, the bank has the following types of overdraft lending to businesses:

  1. Overdraft with a fixed term of cash payments. In this case, the tranche with the earliest disbursement date is initially paid. The advantage of this method is that the client does not need to fully pay the entire amount of the debt.
  2. Overdraft with a term of continuous debt. In this case, all issued monetary debts must be repaid within the appointed time. Such an overdraft is suitable for those clients who wish to comply with payment discipline and want to pay off all debts in one day.
  3. Advance overdraft. Such an overdraft is determined depending on what turnover and in what quantity the client has in other banking organizations.
  4. Fixed overdraft. In this case, the size of the overdraft will have a certain limit.
  5. Overdraft with a floating limit. In this case, the size of the limit will change depending on the turnover on the client's current account.

Promsvyazbank offers settlement and cash services on favorable terms. Among the advantages, it is worth noting the minimum cost of opening a current account and its subsequent maintenance. Bank customers can choose the appropriate type of card and the best option for making payments.

Types of RKO from PSB

Participants of small businesses, LLCs, individual entrepreneurs have the opportunity to choose the appropriate option for doing business in a financial institution, for this you should carefully study the tariffs for legal entities and familiarize yourself with the conditions at Promsvyazbank in detail. Your attention is offered:

  • "Business Start" - free opening of an account and its support, interest on the balance is not charged.
  • Business 24x7 "- there is a fee for opening and maintaining an account. A legal entity can make free intra-bank payments around the clock on any day, in addition, opening a business card is free of charge.
  • "Business SRO in construction", RKO "Business Karemont" - opening and maintenance - 0 rubles per year, while the bank provides the opportunity to certify signatures, stamps and copies of documents free of charge.
  • RKO "Business Overhaul" - there is a fee for opening and maintenance, interest on the balance is not charged, 30 free external payments are provided as a bonus.
  • RKO "Business Overhaul" - opening is free, commission for depositing funds (0-3%) and their issuance (0-13%), free control of export-import operations is provided, there is a collection service, etc.
  • RKO "Moe Delo" - there is a fee for maintaining an account, a minimum commission for withdrawing and depositing funds, it is possible to conduct online accounting. This is the best rate for entrepreneurs who have just started their business.
  • "Opening and maintenance of accounts" - paid opening and maintenance, among the advantages - round-the-clock collection, safes for storing funds.

You can issue an cash settlement from Promsvyazbank using the Internet, for this you need to visit the official website of a financial institution, where you can familiarize yourself with the conditions and tariffs for individual entrepreneurs in detail. For legal registration, the signing of the relevant agreement is implied. Regardless of the location of the client, Moscow or any other city, you can always get advice from a bank employee by phone or using Internet banking.

Evgeny Smirnov

# Banks for business

RKO in Promsvyazbank

Article navigation

  • Settlement account in Promsvyazbank for individual entrepreneurs
  • Advantages of RKO in Promsvyazbank
  • Current account maintenance fee
  • How to open a current account for an individual entrepreneur
  • Closing an IP account in Promsvyazbank
  • How to open an account for legal entities
  • Currency account in Promsvyazbank
  • Advantages of cash settlement services in Promsvyazbank for legal entities
  • How to close an account of a legal entity in Promsvyazbank
  • Conclusion

Having received the status of an individual entrepreneur or a legal entity, you need to start opening an account in one of the banks in the country. Each credit institution puts forward individual requests for the composition of documents, determines its own service rates and other features. It is important to choose a profitable and reliable partner. In this article, we will consider the nuances of opening and closing a current account using the example of one of the largest universal banks in Russia - Promsvyazbank.

Settlement account in Promsvyazbank for individual entrepreneurs

Before applying for opening an account with Promsvyazbank, read the conditions offered by the bank. Pay special attention to the following points:

  • speed of payments;
  • quality and serviceability;
  • cost of services, tariffs;
  • availability of Internet banking;
  • the possibility of opening an account online;
  • promotions for new customers;
  • preferential terms of crediting (if necessary).

You can find out about all these points on Promsvyazbank website or by reading this article to the end.


Advantages of RKO in Promsvyazbank

Promsvyazbank, which has been operating for 20 years, offers favorable conditions for small businesses. Quite attractive tariffs have been developed for beginners, namely:

  • free account for business;
  • free account management - 6 months;
  • free payments via internet bank – 3 months;
  • Free SMS-informing - 3 months.

The offer is valid until the end of the current year.

Current account maintenance fee

In addition to promotional programs, Promsvyazbank has developed three tariffs for cash settlement services for businessmen.

Go to the bank's website

How to open a current account for an individual entrepreneur

Before submitting an application for opening an account with Promsvyazbank, please review the list of documents that must be provided. Most often, for registration of settlement and cash services you will need:

  • certificate of state registration;
  • notice of registration with the tax authorities;
  • notification of the assignment of statistics codes (individually);
  • extract from the USRIP - the certificate is valid only for 1 month, receipt is free;
  • round seal of IP - if any;
  • business passport.

At the bank, you will need to fill out all the necessary applications, sign an agreement, familiarize yourself with the applications and additional services.

Closing an IP account in Promsvyazbank

When closing an account with Promsvyazbank, no commission is charged. In its work, the bank is guided by regulatory documents and laws. In Russia, the closure of an account, as well as its opening, is regulated by the Instruction of the Central Bank of the Russian Federation No. 153-I. Based on this document, the basis for closing the current account is the termination of the agreement on cash settlement.

Possible reasons for termination of the agreement:

  • The client wrote an application to close the account. He can do it at any moment.
  • The bank closes the account if no financial transactions are carried out for two years, and there is no money in the account itself.
  • If the operations are suspicious of the bank, and he refused to conduct them more than 1 time.
  • By the tribunal's decision.

However, which transactions are considered suspicious, credit institutions do not always report.

If you decide to close the account of your own free will, contact the nearest bank branch with a corresponding request and write an application according to the sample provided by the bank employees.

How to open an account for legal entities

In Promsvyazbank, it is possible to open a cash account in two ways: by visiting a branch or using Internet banking. In the latter case, you will need to fill out an application for opening an account here.

If it is more convenient for you to open a current account for an LLC, JSC or PAO at the office of the institution, visit it with the corresponding list of documents. The difference between opening an account for various business entities is only in the list of documents submitted by them.

The bank account agreement is signed if the legal entity has the following securities:

  • extract from the Unified State Register of Legal Entities;
  • certificate of registration with the tax authorities at the location of the organization;
  • the charter of the company, constituent documents;
  • an order appointing a director;
  • legal entity card - issued by a notary or a bank;
  • passport of the head of the organization or authorized persons who will manage the money in the bank account.

In addition, a bank employee has the right to request telephones, addresses, TINs of all employees of the organization to whom the director entrusts account management.

For legal entities, the same tariffs apply as described in the table above.

Currency account in Promsvyazbank

From April 20, 2018, it is impossible to open a foreign currency account in this bank. The organization has made some changes to the tariff policy. Previously, such services were actively provided. The cost of maintaining an account was 30 USD. The current restrictions are introduced solely for the benefit of clients to minimize the risk of losses due to the blocking of funds in foreign currencies.

Valid agreements on bank products in foreign currencies are serviced as usual.

Advantages of cash settlement services in Promsvyazbank for legal entities

Opening a current account with Promsvyazbank is quite quick and easy. To do this, you need to visit the official website of the organization and fill out the appropriate form. You can do this at any time of the day without leaving your home, and in your free time bring all the documents to the department. It is also acceptable to call a manager to your home or office to complete the transaction. Opening an account with the company is free of charge.

The advantages of cooperation with this bank include the following:

  • Efficiency and convenience of opening an account;
  • informing about transactions online, using a mobile phone;
  • high speed of transactions;
  • availability of internet banking.

Transfer of non-cash funds from the client's current account is made on the same day. Overdraft facilities are also available to all clients.

In addition, Promsvyazbank acts as a currency control agent for export-import operations and provides individual bank safes for storing various valuables.

How to close an account of a legal entity in Promsvyazbank

To close an account with Promsvyazbank, the presence of its owner or an authorized representative will be required. As with opening, you need to collect a separate package of documents (extract from the Unified State Register of Legal Entities, statutory documents, documents on constituent changes, passport of the person authorized to close the account). Note thatLLC account closing onlinenot possible on the bank's website.

Turning to the manager with a complete list of documents, you must write an application for closing an account. If you have checkbooks, return them to the bank, and indicate the numbers of unused sheets in the application in order to avoid fraudulent actions by third parties.

If there are funds in the bank account, they can be withdrawn at the bank's cash desk or specify the account details where the balance should be transferred.

If incorrect details are specified, the money will be credited to account No. 47422. After the statute of limitations expires, the bank will write them off in its favor.

It is not necessary to notify the tax authorities about the closure of the account of a legal entity, since the bank deals with this issue.

Conclusion

At the end of our article, for a more complete understanding of the advantages and disadvantages of the account in Promsvyazbank, we present the tariffs of other popular Russian banks. Note that rates may vary by region.

Name of the banking organization Rate Subscription fee (rubles per month)
Tinkoff-Bank Simple 490 - starting from 3 months
Advanced 990 - starting from 3 months
Professional 4990 - starting from 3 months
Dot Minimum 0
Optimal 500
Ideal 500 - the first 3 months, after - 2500
Modulbank Starting 0
Optimal 490–0 if card expenses amount to 100,000 rubles per month or more (details

Detailed instructions for opening a current account online. A package of documents required for registration and tariff plans for maintenance.

Advantages of opening a current account with Promsvyazbank:

  • Free account opening
  • When opening an account, a 50% discount on website creation
  • Doubling the budget for online promotion
  • Application "PSB On-Line" - free of charge
  • 24x7 payments via internet bank - free of charge
  • Direct document management with accounting departments 1C and "Moe Delo"
  • Mobile application "PSB My Business" - free of charge
  • Free service for checking counterparties before sending a payment
  • Selection of the best service program
  • Online application for opening a current account
  • Extended banking day
  • 21% discount for service with advance payment system
  • "Photo Account" service
  • Periodic promotions and bonuses
  • Opening an account in 1 minute

When opening an account, Promsvyazbank offers all new customers:

  • 3 months of service and 3 months of payments - free of charge
  • Free internet bank connection (until May 31, 2018)

Tariffs

Tariff "Pay less"

Account opening

Is free

Account management

400 rubles per month

When paying for 12 months - 3,600 rubles

Money orders

Transfers to individuals

Up to 100,000 rubles per month - free of charge

Cash

Is free

Cash withdrawal

For salary payment - 0.5%

Classic - 199 rubles per month

Gold - 299 rubles per month

Platinum - 999 rubles per month

Issuance of certificates

490 rubles for each

Internet bank "PSB Online

Connection - free

Use - 99 rubles per month

Checking counterparties

260 rubles per month

SMS notifications

99 rubles per month

Tariff "Business Start"

Account opening

Is free

Account management

Is free

Money orders

Transfers to individuals

Up to 500,000 rubles per month - 1.5%

Up to 1,000,000 rubles per month - 5%

From 1,000,000 rubles per month - 10%

Cash

Is free

Cash withdrawal

Up to 150,000 rubles per month - 3%

Up to 500,000 rubles per month - 5%

Up to 1,000,000 rubles per month - 8%

From 1,000,000 rubles per month - 11%

For salary payment - 0.5%

Corporate card service

Classic - the first year is free, from the second 200 rubles per month

Gold - 300 rubles per month

Issuance of certificates

490 rubles for each

Urgent - 990 rubles for each

Through the Internet bank - 290 rubles for each

Internet bank "PSB On-Line"

Connection - free

Issuing a USB key - 1,499 rubles

Use - free

Checking counterparties

259 rubles per month

SMS notifications

99 rubles per month

When paying for the year - 999 rubles


Tariff "Business 24x7"

Account opening

890 rubles

Account management

1 800 rubles per month

When paying for 3 months - 4 860 rubles

When paying for 6 months - 8,964 rubles

When paying for 12 months - 16,200 rubles

Money orders

Transfers to individuals

Up to 150,000 rubles per month - free of charge

Cash

Up to 1,000,000 rubles per month - 0.2%

From 1,000,000 rubles per month - 0.15%

Cash withdrawal

Up to 100,000 rubles per month - 1%

For salary payment - 0.5%

Corporate card service

Gold - 300 rubles per month

Platinum - 990 rubles per month

Issuance of certificates

490 rubles for each

Urgent - 990 rubles for each

Through the Internet bank - 290 rubles for each

Internet bank "PSB On-Line"

Connection - free

Issuing a USB key - 1,499 rubles

Use - free

Checking counterparties

260 rubles per month

SMS notifications

199 rubles per month

Other tariffs

Tariff "Business Light"

Account opening

590 rubles

Account management

1 200 rubles per month

When paying for 3 months - 3 240 rubles

When paying for 6 months - 5 976 rubles

When paying for 12 months - 10 800 rubles

Money orders

Transfers to individuals

Up to 150,000 rubles per month - free of charge

Up to 500,000 rubles per month - 1%

Up to 5,000,000 rubles per month - 3%

From 5,000,000 rubles per month - 10%

Cash

Cash withdrawal

Up to 100,000 rubles per month - 1%

Up to 500,000 rubles per month - 2%

Up to 3,000,000 rubles per month - 5%

From 3,000,000 rubles per month - 11%

For salary payment - 0.5%

Corporate card service

Classic - 200 rubles per month

Gold - 300 rubles per month

Platinum - 990 rubles per month

Issuance of certificates

490 rubles for each

Urgent - 990 rubles for each

Through the Internet bank - 290 rubles for each

Internet bank "PSB On-Line"

Connection - free

Issuing a USB key - 1,499 rubles

Use - free

Checking counterparties

260 rubles per month

SMS notifications

199 rubles per month

When paying for the year - 2,000 rubles

Tariff "Business Check"

Account opening

890 rubles

Account management

2 100 rubles per month

When paying for 3 months - 5 670 rubles

When paying for 6 months - 10 458 rubles

Money orders

Transfers to individuals

Up to 150,000 rubles per month - free of charge

Up to 500,000 rubles per month - 1%

Up to 5,000,000 rubles per month - 3%

From 5,000,000 rubles per month - 10%

Cash

Up to 500,000 rubles per month - 0.3%

Up to 1,000,000 rubles per month - 0.15%

From 1,000,000 rubles per month - 0.1%

Cash withdrawal

Up to 100,000 rubles per month - 1%

Up to 500,000 rubles per month - 2%

Up to 3,000,000 rubles per month - 5%

From 3,000,000 rubles per month - 11%

For salary payment - 0.5%

Corporate card service

Classic - 200 rubles per month

Gold - 300 rubles per month

Platinum - 990 rubles per month

Issuance of certificates

490 rubles for each

Urgent - 990 rubles for each

Through the Internet bank - 290 rubles for each

Internet bank "PSB On-Line"

Connection - free

Issuing a USB key - 1,499 rubles

Use - free

Checking counterparties

260 rubles per month

SMS notifications

199 rubles per month

When paying for the year - 2,000 rubles

Tariff "My Business"

Account opening

Is free

Account management

2 100 rubles per month

When paying for 12 months - 18,900 rubles

Money orders

Transfers to individuals

Up to 150,000 rubles per month - free of charge

Up to 500,000 rubles per month - 1%

Up to 5,000,000 rubles per month - 3%

From 5,000,000 rubles per month - 10%

Cash

Up to 100,000 rubles per month - 0.1%

Up to 500,000 rubles per month - 0.2%

From 500,000 rubles per month - 0.3%

Cash withdrawal

Up to 100,000 rubles per month - 1%

Up to 500,000 rubles per month - 2%

Up to 3,000,000 rubles per month - 5%

From 3,000,000 rubles per month - 11%

For salary payment - 0.5%

Corporate card service

Classic - 200 rubles per month

Gold - 300 rubles per month

Platinum - 990 rubles per month

Issuance of certificates

490 rubles for each

Urgent - 990 rubles for each

Through the Internet bank - 290 rubles for each

Internet accounting "My Business"

Included in service cost

Internet bank "PSB On-Line"

Connection - free

Issuing a USB key - 1,499 rubles

Use - free

Checking counterparties

260 rubles per month

SMS notifications

199 rubles per month

When paying for the year - 2,000 rubles


If you cannot decide on the choice of the tariff for servicing a current account, then there is a special option on the Promsvyazbank website for selecting the optimal service program.

Account opening

We go to the "Business" section and select the "Payments in business" sub-item, and already in it we click on the "Settlement and cash services" item. A page with a list of rates appears.

We get acquainted with the conditions and choose the tariff that suits you. After that, click the yellow button "Learn more". A page with the terms of the tariff and the button "Open an account" appears. Click on it.

We get to the window in which we have to fill in the data in special cells:

Enter information:

  • Organizational and legal form
  • Company name
  • contact number
  • Email
  • Region
  • City
  • Office address of a branch of Promsvyazbank that is convenient for you

Click the "Open Account" button.

After that, literally in a couple of minutes, the bank manager calls you to clarify the nuances.

Required documents

IP will need the following documents:

  • Identity document
  • Certificate OGRNIP
  • TIN certificate
  • Extract from USRIP
  • Customer profile

LLC will have to provide a slightly different kit:

  • OGRN certificate
  • TIN certificate
  • Extract from the Unified State Register of Legal Entities
  • Charter
  • Documents confirming the powers of the executive body of the organization
  • Documents confirming the identity of the competent authority
  • Documents confirming the authority of employees entitled to manage funds on the account of the organization
  • Notarized card with samples of signatures and seals
  • Application for establishing combinations of handwritten signatures of persons entitled to sign
  • Application for accession to the Rules for opening and servicing bank accounts

Forms of applications and questionnaires are provided on the website of Promsvyazbank in the public domain. They can be downloaded and filled out in advance, having come to the bank prepared.

In the "Documents" section on the Promsvyazbank website there is a section, by contacting which you can get a complete list of documents required to open a current account for free.

You will learn how to enter your personal account on the official website of Promsvyazbank online. Detailed instructions for convenient and quick access to psbank.ru with screenshots and video instructions. A visual guide to recovering a forgotten password to a personal bank account. We provide only the most up-to-date information.

About the bank

Promsvyazbank is one of the largest federal banks in Russia. It was founded in 1995 on the initiative of the Moscow Intercity and International Telephone Company. For a long time it belonged to the brothers Alexei and Dmitry Ananiev - major Russian businessmen. In 2017, the PSB was reorganized under the management of the FKBS. In 2018, the Ministry of Finance decided to create an organization based on Promsvyazbank to serve the defense order.

Now almost all shares of Promsvyazbank are controlled by the Deposit Insurance Agency. The head office of the bank is located in Moscow. The network of branches includes more than 300 offices for customer service in many regions of Russia. There is a branch in Cyprus and a representative office in China. The bank's general license number is No. 3251, issued by the Central Bank on December 17, 2014.

Promsvyazbank provides a variety of services to both individuals and businesses. For individuals, loans, deposits, credit and debit cards, money transfers, safe boxes, insurance and investment services are available in it. PSB offers entrepreneurs cash settlement services, loans, deposits, payroll cards, acquiring, guarantees, factoring and other services.

PSB services for business

Promsvyazbank is actively developing all the services that are in demand among small businesses. In addition to standard salary cards, acquiring and currency control, he has other offers - for example, online cash registers or business insurance. Read more about PSB services for entrepreneurs below.

Payroll projects

Entrepreneurs who have opened a current account with Promsvyazbank can order cards to pay salaries to their employees. To connect it, leave an application in the Internet bank, sign an agreement at the branch and transfer the data of your employees. The bank will issue and deliver the cards within five days after the conclusion of the agreement.

Internet banking provides all the necessary tools for managing payroll projects. All data for creating a salary register can be downloaded from 1C through the external exchange module. You can automate payments and create templates for different categories of workers. The salary is transferred immediately after sending the register.

As part of the payroll project, the bank issues debit cards in Visa, MasterCard and MIR payment systems. They offer their holders free service and SMS notifications, cashback for all purchases, interest on the balance and cash withdrawals from any ATM without commission. A salary client of PSB can apply for a loan on more favorable terms. Status cards with additional privileges and services from the bank, partners and payment systems are available for managers.

Acquiring and cash desks

Promsvyazbank offers entrepreneurs all the necessary tools for accepting non-cash payments from their customers. Both merchant and Internet acquiring are available here. In addition, Promsvyazbank offers online cash desks that comply with the requirements of Federal Law-54.

You can connect merchant acquiring without a visit to the bank - just leave a request in the Internet bank. PSB specialists will deliver and set up the terminals themselves. The equipment is provided for rent - its cost is calculated individually and depends on the model of the device, the level of turnover and the field of activity. The commission depends on the type of your outlet.

Internet acquiring will allow you to accept payments from cards of popular payment systems on your site. The payment module of Promsvyazbank is compatible with many popular CMS - it is easy to set up and embed on the site. The commission is set individually for each client, depending on the turnover and scope of activity.

The Bank cooperates with Evotor, one of the largest suppliers of cash registers in Russia. The cash desk in it can be rented or purchased as a property. In the first case, the bank will deliver the cash desk free of charge, register it with the Federal Tax Service and draw up an agreement with the OFD. In the second, he will provide a discount on the services of a fiscal data operator and the issuance of an electronic signature.

Tariffs for acquiring:

Corporate cards

In Promsvyazbank, you can issue a corporate card - a universal tool for more convenient management of money in your account. With it, you can pay for various business expenses, deposit or withdraw cash at any ATM. Such a card is used in the same way as a regular one.

You can leave an application for issuing a corporate card in the Internet bank. In PSB, you can issue a personal or instant business card in the Visa, MasterCard or MIR system with a classic or gold status. The fee for servicing the card will depend on the type and status of the card. You can link the card to a current account or use a separate account for it.

You can manage your corporate card in your personal Internet banking account or mobile application. Here you can track the status of your account, set restrictions and limits on various operations. You can deposit money to your account using a card at any PSB ATM with the Cash-In function.

Services for foreign exchange transactions

For entrepreneurs who want to cooperate with foreign companies, Promsvyazbank offers all the necessary services. Here you can open a currency account, exchange currency and promptly pass currency control. Also here you can issue a special card for more convenient payment of customs duties.

Currency control in the PSB is carried out completely remotely through the Internet bank. The bank will register the agreement free of charge and fill in the information about it. Currency exchange is carried out on the PSB’s own platform; for large transaction amounts, the exchange rate can be additionally agreed with a bank specialist. You can get advice on unclear issues and get acquainted with the latest changes in currency legislation at any time.

In addition, the bank offers a special tariff plan "Business Without Borders" for those who plan to actively conduct foreign economic activity. The tariff includes discounts for currency control and personal consultations on issues related to currency transactions.

Tariffs for services for foreign economic activity:

Maintaining a currency account

$30 per month

Payments in foreign currency

In dollars - 0.2%, minimum 40 dollars

In euros - 0.2%, minimum 40 euros

In RMB - 0.2%, minimum $40

In other currencies - 0.15%, minimum $20

Cash withdrawal

Dollars - 0.6%

Others - 1%

Currency control

For contracts in dollars or euros - 1.5%, minimum 7,500 rubles

For other contracts - 0.15%

Registration of the contract

Is free

Filling out currency control documents

1 000 rubles

Urgent currency control

1 500 rubles

Transfer of the contract to another bank

5 000 rubles

Business insurance

In Promsvyazbank, you can insure the property, employees and real estate of your business. These services are provided by the bank's partners - the insurance companies Soglasie and VSK. In the event of an insured event, you will receive compensation for the damage caused.

The following insurance services are available at PSB:

  • Employee accident insurance, including during work. The insurer will pay compensation in case of injury, disability or death of an employee. Coverage amount - up to 1,000,000 rubles, cost - up to 999 rubles per month
  • Critical illness insurance for employees, which can lead to a decrease or loss of ability to work, or death - a stroke, loss of vision, cancer, and some others. The insurance includes diagnostics and surgical treatment of the disease. Coverage amount - up to 1,000,000 rubles, cost - from 1,250 rubles per month
  • Property insurance, including real estate, from accidents - for example, fire, flooding or theft. It can be issued even if your property is rented. Coverage amount - up to 5,000,000 rubles, cost - up to 2,000 rubles per month
  • Liability insurance when causing harm to health, life or property of third parties. Coverage amount - up to 5,000,000 rubles, cost - 1,599 rubles per month
  • Investment life insurance. It will allow the manager not only to protect his health and life, but also to profitably invest his money. When applying for an ILI, you can reduce the tax base by the amount of insurance premiums

To apply for insurance, contact any branch of Promsvyazbank and conclude an agreement. You can pay insurance premiums from your current account in Internet Banking. In the event of an unforeseen situation stipulated by the contract, contact the insurer and file an insured event

Electronic Services

Promsvyazbank offers all the necessary services for remote account management:

  • Internet bank. A new version of Internet Banking is under active development. In the current version, you can perform any actions with the account, issue additional services and exchange documents with banks. To enter the bank, you can use your login and password, USB-key or digital certificate. Internet banking interacts with 1C programs
  • Mobile app for iOS and Android. It will help you quickly track account transactions, upload documents and statements, make payments and contact the bank's support service in the built-in chat. Operations are confirmed by SMS-codes, you can use the same data to log in as for Internet banking
  • SMS notifications. Report on various account transactions. The PSB notification system includes more than 13 types of messages about various operations. The cost of this service depends on your RKO tariff
  • Checking counterparties. It will help to check the reliability of a partner before accepting or sending a payment. To do this, it is enough to indicate his TIN - the service will automatically collect information from official sources and present a detailed report. If the counterparty raises suspicions, then you may not cooperate with him. The cost of the service is 260 rubles per month
  • reporting service. It will help you to submit accounting reports and pay taxes on time. Through the Internet bank, you can track the dates of preparation of documents, prepare reports and send them to regulatory authorities. The PSB will help issue an electronic signature, which is necessary for electronic document management. The cost of the service depends on the types of reports that you are going to submit.

Promsvyazbank is a reliable private bank that provides a wide range of financial services to business clients - individual entrepreneurs and legal entities.

PSB is one of the TOP-10 largest banks in Russia, having been operating for over twenty years. Opening a bank account takes place quickly and with minimal effort on the part of the applicant.

Advantages of settlement and cash services in Promsvyazbank

The Bank provides a full range of high-quality settlement and cash services, allowing customers to open a cash account in Russian and foreign currencies. Account maintenance is possible for both residents and non-residents of the Russian Federation.

PSB provides the following guarantees:

  • prompt consideration of a request for registration of a settlement account;
  • receiving account details in 1 minute;
  • free issue of a corporate card;
  • the ability to transfer payment templates from another bank;
  • preparation of documentation for opening a settlement account;
  • a wide range of additional services (from acquiring to a payroll project);
  • convenient Internet banking;
  • receiving a discount of up to 21% on service when making an advance payment;
  • free account opening.

Additionally, it is possible to obtain an overdraft on favorable terms, connect to a salary project, carry out currency control and round-the-clock collection, as well as order other paid options.

Tariffs for settlement services in Promsvyazbank

The bank offers several tariff plans for opening a settlement account, the terms of service of which depend on the region where the client's business is registered.

To clarify information about the current service packages available in your region, contact a bank specialist by phone 8-800-333-25-50.

If necessary, you can use the online service for preparing documentation on the SIS standards.

Reviews of cash settlement services in Promsvyazbank

Konstantin Dmitrievich, Veliky Novgorod

I like the service at Promsvyazbank - a small subscription fee for a month of service, a convenient and free Internet bank, a low commission for depositing cash into an account. Of the minuses, I can single out an insufficient number of free external payments, but their cost after the end of the limit, in principle, is not so high.

Nikolay, Samara

Tried to reserve an account several times. It only worked out the third time. I don’t know if something went wrong with me, or on the bank’s website. Called support to sort things out. They quickly solved the problem, they told me my account details and a list of documents for concluding an agreement. As a result, the current account was opened quite quickly!


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