How to open a debit card at alpha bank. A guide to the design and use of a debit card from alpha bank. Youth card Next

Most of us prefer to keep personal funds on bank cards, this is both convenient and safe. With its help, you can make purchases, pay for services, withdraw cash, as well as make transfers and pay bills through Internet banking. In addition, the funds on the card are under reliable protection because it is almost impossible to get access to money without a PIN code. But, given the wide selection of bank cards from various commercial credit and financial institutions, it is rather difficult to make the right choice in favor of this or that product.

It is worth noting that Alfa-Bank offers a wide selection of cards with various systems of bonuses and privileges. Currently, in the bank, you can choose one of the many cards without a credit limit, which is ideal for any user, depending on his interests and financial capabilities. Let's take a closer look at what an Alfa-Bank debit card is, terms of service, tariffs, privileges, bonuses, and more.

Debit cards

As mentioned earlier, the bank offers a huge selection of plastic without a credit limit, they differ significantly from each other. Here you can choose cards from classic to platinum, from various world payment systems. By the way, the rates for Alfa-Bank debit cards can also vary significantly, namely, the cost and terms of service depend directly on the type of plastic you choose. So, let's look at all the current proposals in more detail.

Alfa-Bank card "Accurate hit on the 2018 FIFA World Cup"

According to the terms of this offer, the client can accumulate points, for every 50 rubles spent from the account, he receives one point. Subsequently, points can be exchanged for tickets for championship matches, in addition, points can be exchanged for souvenirs and other products. Here are a few examples, namely, what you can spend the accumulated points on:

• T-shirt - 1900 points;
• ball - 6100 points;
• a ticket to the opening of the championship - 20,000 points;
• a ticket to the Championship final - 43,000 points.

Please note that the cost of one point is 50 rubles, respectively, if you want to get to the Championship finals, you need to spend 2 million 150,000 rubles from the card.

In addition, the bank gives 200 points when you connect to a mobile bank and make the first five purchases. You can also get points in the following way, namely for every 300 rubles of the account balance, but not less than 50,000 rubles. That is, if you have 60,000 rubles on your card, then points are awarded only for 10,000 rubles, and 50,000 rubles are not taken into account.

Service cost 1200 rubles per year.

2017 FIFA Confederations Cup Map

It is issued as part of the promotion, which will be held from January 30 to July 2, 2017. What does it give? You need to order a card with free service and pay with it for a purchase in the amount of 1000 rubles or more during the period of the promotion. The winners will receive a two-person stadium tour during the FIFA Confederations Cup matches and receive tickets for those matches accordingly. Only 30 of the most active users become winners of the main prize, 70 more active participants can receive tickets to the game.

Crossroads Map

It makes it possible to receive points from purchases of goods in the Perekrestok store. When you register this product, you get 2,000 points as a gift, then 3 points for every 10 rubles from purchases at the Crossroads and 1 point from other expenses in the amount of 10 rubles. What opportunities do these cards provide? You can replenish your account free of charge from the plastic of another bank, as well as withdraw cash 10 times without commission at any ATMs in our country.

Annual maintenance cost 490 rubles. How to spend bonuses? You can use them to pay for purchases in the Perekrestok store at the following rate: 10 points are equal to one ruble. If you are not a client of Alfa-Bank, then you can issue plastic only after registering a package of services, however, we will talk about them later.

Children's card

This is a specialized product for a child with an original and striking design. Any parent can arrange it for their child. If he is less than 14 years old, then his account is tied to the account of his parents; after 14 years, a minor can have his own account. The cost of the annual service for such a card is 790 rubles per year.

Its owner has the opportunity to receive 5% cashback for paying bills in cafes and restaurants. In addition, the user of this plastic gets access to a mobile bank, where you can open an individual account for your own savings. To do this, you need to open an account to which funds will be transferred; a percentage is set in the mobile bank to which the savings account from each purchase will be transferred. That is, for example, if you paid 1000 rubles in a store for purchases, then 100 rubles or 10% of the spending from your debit account will go to the savings account.

Aeroflot

Holders of this card have the opportunity to earn miles, which can later be exchanged for air tickets. For every 60 rubles on the card, the owner receives 1.1 mile. They can be exchanged for flights around the world with Aeroflot. The nuance here is that the number of bonus miles is directly affected by the status of the Alfa-Bank card, and you can issue them only when you register one of several service packages, that is, the higher the status of the package and the set of its features, the more bonuses the user receives.

World of tanks

It makes it possible to receive bonuses in the form of 8.5 units of gold for every 100 rubles spent on the card. If you use this card, you get gold for the most common purchases, that is, you have some priorities in the game in the form of monthly replenishment of gold reserves and the free Sense app. Maintenance cost is 3990 rubles per year, issue and, possibly, only within the Maximum + package.

S7 PRIORITY

This banking product gives its owner the opportunity to earn miles for every 60 rubles spent. The cost of annual servicing of an Alfa-Bank S7 PRIORITY debit card is only 349 rubles per month. You can issue it as part of the Optimum service package, you can buy tickets for the accumulated bonuses.

Alfa-Bank debit cards from the Mir payment system

This is a new plastic of the national payment system that has the full functionality of classic debit cards. It has the same capabilities, with its help you can pay for purchases and services, including on the Internet, top up your account in all self-service devices that are equipped with this function, and in the branches of banks in our country without commission, and also receive discounts. The cost and issue of this card is 0 rubles, regardless of the service package you choose.

Please note that any plastic can be issued only within one of the service packages you have selected. In simple words, the cost of service and the status of the card, as well as other nuances, will depend solely on which service package you choose.

Alfa-Bank service packages

As mentioned earlier, the conditions of an Alfa-Bank debit card, its annual service cost and so on, will depend solely on the service package you choose. Currently, the bank offers to issue 3 different packages, which differ in the available functions.

The cost of service packages from Alfa-Bank

Optimum package, its cost is 179 rubles monthly or 1929 rubles annually. You can use it completely free of charge, provided that the total amount of funds deposited in your bank accounts is at least 70,000 rubles. As part of this package of services, you can choose any debit card with a free issue. What services are included in the package price:

• the ability to receive bonuses in the form of 7% of the account balance at the end of the month;
• issue up to 5 debit cards for free;
• open accounts in rubles, dollars or euros; withdraw money from partners' ATMs without commission;
• use the package for free if the monthly expenses on the debit account are from 20,000 rubles.

The Comfort package has more possibilities than Optimum. Here the client gets some privileges in the form of a dedicated telephone line and priority service, as well as access to Alfa Mobile for free. The service fee is 5099 rubles annually or 499 rubles monthly. But everyone can use it for free, provided that the minimum amount on all bank accounts is at least 300,000 rubles, and monthly spending on plastic is from 40,000 rubles and above, within this package, you can open up to six debit cards with Gold status for free.

The Maximum + package is a unique offer for privileged clients. Here you get a personal manager who will solve all your financial issues in a short time, provide any information support, and carry out the necessary operations. In addition, within the framework of this package, you can apply for Premium class plastic, which make it possible to receive more bonuses for their owners. Within the framework of this package, the user has other advantages, for example, an emergency re-release of plastic in case of loss, both in Russia and abroad, medical and legal support, purchase insurance and warranty extension, and much more. The cost of this package is 3,000 rubles a month or 36,000 rubles a year, but if the amount deposited in bank accounts is more than 1 million rubles, and the amount of monthly purchases is from 50,000 rubles and more, then you can use the package absolutely free of charge.

It is worth clarifying that a bank client can apply for a debit card only after opening any of the 3 service packages. Because all the terms of service will directly depend on the set of capabilities that correspond to the level of service you choose. For example, you can get a Premium class card only as part of the Maximum + package, if you need classic plastic, it is wiser for you to choose the simplest Optimum package.

Please note that the annual service within the package of services and the service of a bank card are charged separately.

Advantages and disadvantages

All cards have their own merits and demerits. If we talk about the advantages of the bank as a whole, then it gives its clients the opportunity not only to spend money, but also to get maximum benefit from this in the form of bonuses, which can later be exchanged for valuable gifts of discounts or purchases. For example, the Perekrestok card allows you to make purchases in a store, that is, spend money on everyday consumer needs, and exchange bonus points for goods in the same store. And the Aeroflot card makes it possible to buy tickets using the bonuses accumulated on the account and significantly save on the flight.

As for the shortcomings, here it is possible to issue a card only together with a complex of banking services, which is also paid for at the expense of the client. On the other hand, you can use the card and the package of services completely free of charge, if you fulfill the bank's conditions on the minimum amount of expenses and deposit funds in accounts with Alfa-Bank. If you do not know how to make the right choice or whether an Alfa-Bank debit card is right for you, customer reviews on various forms will allow you to draw an objective conclusion about the products and the terms of their service.

You can pay attention to study in detail the current offers and all types of Alfa-Bank cards on the official website in the "Bank Cards and Transfers" section.

Thus, this bank has a fairly large selection of debit and credit cards, which make their use even more pleasant and profitable for the client. Moreover, the bank does not charge service fees from active users.

Plastic bank cards are used almost everywhere. They serve different purposes. Most often as a means of payment for goods and services. This function is performed by debit cards of Alfa-Bank, which can be issued at any branch of the company. They are made completely free of charge on MasterCard or Visa platforms and can have an individual design.

Types of debit cards of Alfa-Bank

The list of financial products produced by the company is wide. This also applies to plastic debit cards, which have 3 basic types.

Classic, Gold or Platinum

• Alfa-Bank Classic debit card. It is an excellent choice in terms of price-quality ratio. With it, you can make money transfers to cards of any other banks, as well as back as soon as possible. "Rebinding" to a specific currency is carried out instantly;
• Alfa-Bank Gold debit card is a premium card for reasonable money. Ample opportunities, the highest level of security, as well as the availability of Pay Pass contactless technology make it one of the most popular.
• Alfa-Bank Platinum debit card. Holders get the best discounts from the bank. In addition, up to 8% of the transfers made are sent to the savings account. Detailed information about all monetary transactions comes in the form of SMS notifications. Simple, convenient and effective.

Special cards

The company also offers other equally popular products. Among them are:

• Alfa-Miles debit card. When buying air tickets using an Alfa-Bank debit card, the client is credited with miles (1 mile = 30 rubles = 1 dollar = 1 euro). They can be used when booking flights to any corner of our planet;

• Debit card "Russian Railways". Do you often travel by rail? Then this card is for you! When using it, points are awarded, which can later be spent on the purchase of railway tickets.

Co-branded cards

Alfa-Bank has a series of co-branded cards that have a striking design and are suitable for enthusiastic people. For example, for the popular game World Of Tanks, a special card was developed with an increased cashback in game currency and special discount bonuses for players.

Alfa-Bank debit card tariffs

When issuing a card, each client gets the opportunity to connect one or another package of related services. They are divided into 4 types:

Economy

Basic package of services. When connected, the cardholder can open accounts in the currency he needs, as well as issue a debit card of the "Classic" type. It is the best choice for those people who do not often use the services of banks.

Optimum

Are you active? Then this package of services is just for you! The ability to issue up to 5 debit cards, as well as withdraw cash without commission at ATMs of any partner bank.

Comfort

The optimal choice for those who value the highest level and quality of financial services. The ability to issue up to 6 Gold cards, numerous discounts and bonuses and much more will allow you to effectively save and increase money on your account.

Maximum +

A premium service package that includes personalized service, benefits, travel programs, online services - everything a successful person needs.

Debit card service

In the case of this company, as well as its financial products, it cannot be said that the service is only a certain monthly fee for a debit card. The concept is much broader.

Alfa-Bank customers receive a whole range of online service solutions that effectively complement the purchase of a debit card. They allow you to control the state of the account regardless of location, make payments for utility bills, transfer funds to cards of other banks anywhere in the world.

At the same time, the company's specialists are always in touch with each client. You can call them completely free of charge. They will definitely give a qualified answer to any question.

How to issue and order a debit card

Any financial product of the company, first of all, has one major advantage - a minimum of time spent on registration. You can order an Alfa Bank debit card online without leaving your apartment or house.

It is enough to leave a request on the official website of the company, spending a few minutes on filling out the questionnaire. The card request will be reviewed immediately. After which it will be sent by courier service.

Selection of debit cards of Alfa-Bank

Every day financial services are being improved and adjusted to the requirements of clients. And, of course, Alfa-Bank debit cards are a vivid confirmation of this. By purchasing them, you get a lot of useful and necessary decisions in your life. The possibilities expand, and you are the one who takes over the situation.

With debit cards of Alfa-Bank, the following become available:

• Traveling anywhere in the world. Earn miles, points and discover the sights of previously unseen places for free;
• Benefits, bonuses, profitable programs from Alfa-Bank. Lead an active lifestyle, be successful in everything;
• The best products and services. Do not deny yourself anything, because what you spend will definitely return.

Getting an Alfa-Bank debit card means stepping into the future now!

Obtain a plastic card Alfa Bank in Moscow

Alfa Bank presents a wide range of cards, including those issued in partnership with other organizations, which can be opened via the Internet. You can get an Alfa Bank plastic card in Moscow of the following types:

• with payment systems Visa and MasterCard;
• with the presence of PayPass / PayWave;
• with different categories - Classic, Gold, Platinum, Signature / Black;
• with savings on air and railway tickets, discounts and bonuses and special offers.

Alfa-Bank's debit card can be issued jointly with partners - this allows customers to open up new opportunities for receiving bonuses. Today, you can order the following types of Alfa Bank plastic cards via the Internet:

• Russian Railways bonus - 1-1.75 points for every 30 rubles;
• Aeroflot - 1-1.5 miles for every 60 rubles;
• Alfa-Miles - 1-1.75 miles for every 30 rubles;
• S7 - 1-1.5 miles for every 60 rubles;
• MAXIM - discounts up to 20% in bars, restaurants, fitness centers, clothing, footwear, auto parts stores, other privileges, promotions and gifts;
• M.Video - 1 bonus ruble for 30 rubles for purchases in M.Video and 90 rubles for purchases in other places;
• Amway - 0.3 Amway points for every 1000 rubles for any purchases;
• WWF - 0.39% of the amount of each purchase is transferred to WWF;
• Cosmopolitan - discounts and bonuses in 3,000+ stores, cafes, beauty salons, fitness centers.

You can order some cards for free, while issuing others costs money. The cost of a plastic card ranges from 200 to 500 rubles. The bank regularly offers profitable promotions, according to which you can receive a card with a paid issue for free or receive free service in the first / subsequent years. Many Premium segment products do not require service fees if the account balance limit is met. You can open a bank account online directly on our website.

How to order a card

To apply for a debit card online, select the appropriate option on our website (tariffs for servicing debit cards in Moscow, currency, payment system, interest rate) and go to the page with the card. There you can get more information and click on the "Checkout" button to order online.

An online application for opening a bank account will appear in front of you, after filling and sending which a bank employee will contact you. If the application for a bank card is approved, you can pick it up at the office or order it delivered to your home by courier. Online ordering is a convenient and quick way to get a card in Moscow for making everyday purchases.

Alfa Bank is a bank that regularly issues new bank card solutions and picks up all current programs. This is a bank that always stays in trend. In this general overview, let's take a look at all Alfa Bank's bank cards. Read the details and details for each map in our further reviews. The purpose of this text is to show the variety of choice, and the active work of the bank in the field of issuing bank cards.

Alfa Bank issues its cards of all types and levels. For individuals and companies. Below is a hierarchy just according to these two criteria, who is looking for and will find his card. The bank currently offers 37 and 26 credit cards.

Alfa Bank debit cards

Debit Visa

Debit Visa Classic

• Alfa-Miles. Mile card. Air, railway, hotels, cars. Additional purchase of miles. 3000 miles straight away. Contactless technology. Service - 599 rubles.
• Visa Classic. A classic of any bank. Transfers between any banks. Instant re-linking of the card to foreign currency accounts.
• Cosmo. Card for women - discounts in shops, cafes, fitness centers. Promotions and privileges. Service - 490 rubles.
• ... Bars, restaurants, shops, auto parts, closed events. 490 rubles.
• S7 Priority. 500 miles on board. Flights. Service - 349 rubles.
• WWF. For conservationists. 0.39% of each purchase goes to the animal welfare fund. Service - 490 rubles.
• Amway. Bonus card. 0.3 points for 1000 rubles of purchases.

Debit Visa Gold

• Alfa-Miles. Gold miles again.
• Visa Gold. Regular gold card.
• S7 Priority.

Debit Visa Platinum

• Visa Platinum. Standard platinum. High limits and special privileges.
• S7 Priority.

Debit Signaure / Black

• AlfaMiles. Signature. Free cash withdrawals abroad. Insurance for the whole family.
• Visa Platinum Black. The most elite card in this segment.
• S7 Priority.

Debit MasterCard

Debit MasterCard Classic

• Crossroads. Bonus card. 2000 points as a gift. Up to 3 points for every 10 rubles.
• Next. Alfa Bank youth cards. Unique design. Chat with the bank via a mobile application.
• Children's card. Tied to the parent's account. Control of expenses and limits.
• RUSSIAN RAILWAYS. Train tickets and points. 500 points as a gift.
• ... Bonus gold for purchases from the card. For tankers.
• World of Tanks Blitz. For the mobile version of tanks.
• World of Warships. For ships.
• ... Miles.
• Mastercard Standard.
• M.Video-Bonus. Bonus card for M.Video.
• ... Supplement to a regular card.
• My alpha. Custom design for choice. Your photo on the Alfabank card.

Debit MasterCard Gold

• Cash Back. Up to 10% of purchases are returned to the account.
• Aeroflot
• MasterCard Gold

Debit MasterCard Platinum

• Aeroflot
• MasterCard Platinum

Debit MasterCard Signature / Black

• Aeroflot
• Mastercard World Black Edition

Alfa Bank credit cards

Alfa Bank's credit cards are largely identical to debit cards, so we suggest not dwelling on this in detail. The same division for MasterCard and Visa. Levels: Classic / Standard, Gold, Platinum, Signature / Black. Basic types:

• Ordinary cards - credit limits of 150,000, 300,000 and 750,000 rubles, depending on the card level.
• S Credit cards with bonus miles. Different levels.
• Men's card. Loan up to 150,000 rubles.
• Cosmo card. loan up to 150,000 rubles.
• Aeroflot. Mile cards for air, railway, hotels, cars. All levels.
• RUSSIAN RAILWAYS. Railway tickets.
• Cash Back. Since the card is gold - the credit limit is 300,000 rubles.
• Alfa-Miles. Another mile card.
• Crossroads. Bonus card with a credit limit of 300,000 rubles.

Credit hybrid

Separately, we will take out the card of Alfa-Bank "Gemini". This is a double-sided plastic card of Alfa Bank - on the one hand, a debit card, and on the other, a Gold credit card. A unique offer on the Russian bank card market, which combines all types. 100 days interest-free period. Discounts and minimum interest rates. For information on the map, see our special review.

How do I get a card?

You can get the card at any branch of the bank or on the website of Alfa Bank itself, after filling out the application form. After all the checks, you will receive your card by mail. Delivery by courier within the Moscow Ring Road is free of charge.

The offers from Alfa Bank are very diverse and will suit, for sure, every person. Credit and debit solutions, all card levels and even a special hybrid for doubters - "Gemini". Alfa Bank is conquering the market with original non-standard solutions and is slowly expanding its network. Before it's too late - pay attention to these cards, perhaps one of them will be a nice addition to your wallet.

Alfa-Bank provides an opportunity to issue registered and unnamed debit cards with the VISA, MIR or MasterCard payment system, equipped with the PayPass or PayWave function.

All clients are guaranteed to receive bonuses and discounts from the bank's partners. The bonus program depends on the type of the selected card type.

Debit Card Line

With a debit card from Alfa-Bank, you can pay with your own funds both in Russia and abroad, receiving certain bonuses and discounts for purchases made. Using the card, it is possible to remotely pay for various services (for example, housing and communal services) and traffic police fines.

Free "Alfa-Click" and "Alfa-Mobile" allow the cardholder to carry out various operations through the personal account, as well as block access to funds, remove the previously set block, etc. Using Internet banking and mobile banking, it is easy to track daily spending and plan your budget.

Alfa-Bank offers a wide range of debit cards for any occasion with various advantages. Do you travel often?

Pay with your Alfa-Miles card, accumulate bonus miles and spend them on the purchase of railway and air tickets. No less popular is the “Cash Back” tariff, which allows you to return up to 10% of the costs in the form of cashback to your account.

For a complete list of tariff plans, visit the Alfa-Bank website and select the "Debit Cards" section.

Adjust the search parameters so that the system can choose the type of card that is best for you. The bank offers favorable rates for shopping, travel, e-sports, unique and classic options.

The procedure for obtaining a debit card with cashback

A potential client just needs to go to the nearest Alfa-Bank branch with a passport and fill out an application form for a debit card.

The easiest way to get the banking product you want is to submit an online application through the bank's website. To this end, you need to select the type of card you are interested in and fill out an electronic form on the corresponding page.

The specialist will respond to the request within 2–5 days, after which the client will be able to pick up the finished card at the department.

In addition, you can submit an online application through the special Alfa-Mobile application, which provides access to the client's personal account.

It should be noted that in order to issue a card, the applicant must also choose a package of services, at the rate of which the plastic card will be serviced in the future. Currently, customers have access to 4 tariff plans - "Maximum +", "Economy", "Comfort" and "Optimum".

If you cannot determine which type of card is suitable for your case, contact the manager at any bank office or get advice from the call-center operator by phone 8-800-200-00-00.

How to get a debit card from Alfa-Bank online?

To get the desired type of card, you need to select a package of services and a type of card, and then fill out an electronic request form, indicating the following data in it:

• Full name of the client;
• details of his civil passport;
• date and place of birth;
• registration and actual residence address;
• contact e-mail;
• phone number for feedback;
• type of employment;
• a code word for remote access to your personal account and various banking services through the call center of Alfa-Bank;
• debit card category (Standard, Platinum, Gold or Black);
• the presence or absence of a contactless payment system;
• the purpose of the card and its type (for example, Next Mastercard);
• type of service package;
• methods of obtaining.

If you have previously changed your passport and personal data, have been divorced or are in a civil marriage at the time of the request, this information must be reflected in electronic form.

It is not difficult to submit an online application for a debit card from Alfa-Bank online. The specialist will contact you within 2-5 days by phone specified in the electronic request, or by SMS to inform you about the readiness of the card. You can pick it up at the Alfa-Bank branch after presenting your passport.

If necessary, you can choose to deliver the card to any address - home or at the place of employment.

As mentioned above, the application form can be filled out through the bank's website or the special mobile application Alfa-Mobile.

Registration of a debit card with cashback from Alfa-Bank

Each type of plastic card provides its holder with certain bonuses and discounts. The most popular are debit cards with the ability to return part of the money spent back to the account, that is, with the cashback option.

Alfa-Bank offers several similar options:

• "[email protected]";
• "Warface";
• "Next";
• Cash Back.

The most popular is the last card - “Cash Back”. Its advantage is a 10% refund of the purchase price when paying with a card at a gas station. In the case of its use in restaurants and cafeterias, no more than 5% is returned as cashback, and at other costs - 1%.

Other advantages of this card include:

• 6% accrual on the savings account;
• free mobile and internet banking;
• the cost of annual service from 1 990 rubles;
• discounts up to 15% when making purchases from partners of Alfa-Bank;
• interest-free cash withdrawal;
• the opportunity to use special offers from the bank;
• free replenishment of the balance from any bank cards and through ATMs of Alfa-Bank;
• the ability to pay for purchases in a contactless way.

An online application for a debit card from Alfa-Bank with an increased cashback can be submitted through the website or a special mobile application.

If the company in which you work is served in this bank, indicate its TIN in the electronic request form and write the corresponding application for the transfer of wages to a new card to the accounting department at the place of employment.

Is your employer not participating in the salary project from Alfa-Bank? In this case, link the card to your current salary account. You can do this yourself through Alfa-Mobile or with the help of an employee of the bank office.

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